| Vanguard Russell 1000 Growth ETF(VONG) | VNG RUS1000GRW | 92206C680 | $35.1M | 373,999 | 11.0% |
| Flexshares Morningstar Global Upstream Nat Res Index ETF(GUNR) | MORNSTAR UPSTR | 33939L407 | $20.0M | 498,659 | 6.3% |
| Fidelity Msci Real Estate Index ETF(FREL) | MSCI RL EST ETF | 316092857 | $19.4M | 764,513 | 6.1% |
| Spdr Portfolio S&P 400 Mid Cap ETF(SPMD) | PORTFOLIO S&P400 | 78464A847 | $14.2M | 277,696 | 4.5% |
| Microsoft Corp(MSFT) | COM | 594918104 | $13.4M | 30,006 | 4.2% |
| iShares S&P MidCap 400 Index Fd(IJH) | CORE S&P MCP ETF | 464287507 | $12.7M | 217,375 | 4.0% |
| Apple Computer Inc(AAPL) | COM | 037833100 | $11.4M | 53,980 | 3.6% |
| Nvidia Corp(NVDA) | COM | 67066G104 | $10.6M | 86,181 | 3.3% |
| iShares JPMorgan USD Emerging Markets Bond ETF(EMB) | JPMORGAN USD EMG | 464288281 | $9.1M | 103,168 | 2.9% |
| Alphabet Inc Class C(GOOG) | CAP STK CL C | 02079K107 | $9.0M | 48,881 | 2.8% |
| Vanguard Russell 1000 Index ETF(VONE) | VNG RUS1000IDX | 92206C730 | $7.4M | 29,884 | 2.3% |
| Amazon Communications Inc(AMZN) | COM | 023135106 | $6.3M | 32,357 | 2.0% |
| Citizens & Northern Corp(CZNC) | COM | 172922106 | $5.9M | 329,394 | 1.8% |
| Meta Platforms Inc(META) | CL A | 30303M102 | $4.8M | 9,474 | 1.5% |
| Dimensional U.S. Core Equity 2 ETF(DFAC) | US CORE EQUITY 2 | 25434V708 | $4.8M | 147,979 | 1.5% |
| JPMorgan Chase & Co(JPM) | COM | 46625H100 | $4.6M | 22,964 | 1.5% |
| iShares Core Msci Total International Stock ETF(IXUS) | CORE MSCI TOTAL | 46432F834 | $4.5M | 66,909 | 1.4% |
| Costco Wholesale Corp (New)(COST) | COM | 22160K105 | $4.4M | 5,182 | 1.4% |
| Citizens Financial Services Inc(CZFS) | COM | 174615104 | $4.0M | 88,346 | 1.2% |
| Mastercard Inc Class A(MA) | CL A | 57636Q104 | $3.4M | 7,819 | 1.1% |
| Exxon Mobil Corp(XOM) | COM | 30231G102 | $3.2M | 28,014 | 1.0% |
| Chipotle Mexican Grill Inc Corp Common(CMG) | COM | 169656105 | $3.2M | 50,764 | 1.0% |
| Procter & Gamble Co(PG) | COM | 742718109 | $2.9M | 17,778 | 0.9% |
| Schwab US Dividend Equity ETF(SCHD) | US DIVIDEND EQ | 808524797 | $2.7M | 34,175 | 0.8% |
| iShares Barclays MBS Bond Fund ETF(MBB) | MBS ETF | 464288588 | $2.5M | 27,638 | 0.8% |
| Oracle Corp(ORCL) | COM | 68389X105 | $2.4M | 17,006 | 0.8% |
| International Business Machines(IBM) | COM | 459200101 | $2.3M | 13,261 | 0.7% |
| Fidelity Quality Factor ETF(FQAL) | QLTY FCTOR ETF | 316092790 | $2.2M | 35,639 | 0.7% |
| Home Depot Inc(HD) | COM | 437076102 | $2.1M | 6,204 | 0.7% |
| Salesforce, Inc.(CRM) | COM | 79466L302 | $2.1M | 8,169 | 0.7% |
| Abbott Labs(ABT) | COM | 002824100 | $2.1M | 20,007 | 0.7% |
| General Dynamics Corp(GD) | COM | 369550108 | $2.0M | 6,958 | 0.6% |
| Spdr Portfolio Small Cap ETF(SPSM) | PORTFOLIO S&P600 | 78468R853 | $2.0M | 47,431 | 0.6% |
| Avantis International Equity ETF(AVDE) | INTL EQT ETF | 025072703 | $1.9M | 31,291 | 0.6% |
| Adobe Systems Inc(ADBE) | COM | 00724F101 | $1.9M | 3,491 | 0.6% |
| Analog Devices Inc(ADI) | COM | 032654105 | $1.9M | 8,339 | 0.6% |
| Mondelez Intl Inc Class A(MDLZ) | CL A | 609207105 | $1.9M | 28,893 | 0.6% |
| Norfolk Southern Corp(NSC) | COM | 655844108 | $1.8M | 8,475 | 0.6% |
| Tjx Companies (New)(TJX) | COM | 872540109 | $1.8M | 16,109 | 0.6% |
| Honeywell Intl Inc(HON) | COM | 438516106 | $1.8M | 8,247 | 0.6% |
| Palo Alto Networks Inc Common(PANW) | COM | 697435105 | $1.7M | 5,007 | 0.5% |
| American Tower REIT Inc(AMT) | COM | 03027X100 | $1.7M | 8,576 | 0.5% |
| Comcast Corp Class A(CMCSA) | CL A | 20030N101 | $1.7M | 42,559 | 0.5% |
| iShares Core US Aggregate Bond ETF(AGG) | CORE US AGGBD ET | 464287226 | $1.6M | 16,483 | 0.5% |
| Truist Financial Corporation(TFC) | COM | 89832Q109 | $1.6M | 40,606 | 0.5% |
| Spdr S&P 500 ETF Trust(SPY) | TR UNIT | 78462F103 | $1.6M | 2,889 | 0.5% |
| CVS Health Corporation(CVS) | COM | 126650100 | $1.5M | 26,092 | 0.5% |
| Schlumberger Ltd(SLB) | COM STK | 806857108 | $1.5M | 32,579 | 0.5% |
| Marsh & McLennan Cos Inc(MRSH) | COM | 571748102 | $1.5M | 7,170 | 0.5% |
| Cencora, Inc.(COR) | COM | 03073E105 | $1.5M | 6,485 | 0.5% |