Q4 2025 Holdings
Filed 2026-01-09 | 171 holdings | $1.5B | 13F-HR | View on SEC ↗ · Holdings Table ↗
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| Issuer | Class | CUSIP | Value ↓ | Shares | % Portfolio |
|---|---|---|---|---|---|
| Schwab Strategic TR(SCHZ) | US AGGREGATE B | 808524839 | $145.2M | 6,215,188 | 9.5% |
| Vanguard Index FDS(VOO) | S&P 500 ETF SHS | 922908363 | $117.7M | 187,611 | 7.7% |
| Schwab Strategic TR(SCHX) | US LRG CAP ETF | 808524201 | $113.4M | 4,214,954 | 7.5% |
| Schwab Strategic TR(FNDX) | FUNDAMENTAL US L | 808524771 | $84.6M | 3,109,768 | 5.6% |
| Schwab Strategic TR(SCHF) | INTL EQTY ETF | 808524805 | $84.3M | 3,507,462 | 5.5% |
| Ishares TR(AGG) | CORE US AGGBD ET | 464287226 | $69.4M | 694,484 | 4.6% |
| Vanguard Tax-Managed FDS(VEA) | VAN FTSE DEV MKT | 921943858 | $67.5M | 1,079,970 | 4.4% |
| Schwab Strategic TR(SCHG) | US LCAP GR ETF | 808524300 | $57.2M | 1,753,222 | 3.8% |
| Schwab Strategic TR(FNDF) | FUNDAMENTAL INTL | 808524755 | $47.3M | 1,045,570 | 3.1% |
| Ishares TR(IUSG) | CORE S&P US GWT | 464287671 | $41.0M | 244,347 | 2.7% |
| Vanguard BD Index FDS(BND) | TOTAL BND MRKT | 921937835 | $37.2M | 502,274 | 2.4% |
| Invesco Exchange Traded FD T(PRF) | RAFI US 1000 ETF | 46137V613 | $30.5M | 649,380 | 2.0% |
| Schwab Strategic TR(SCHH) | US REIT ETF | 808524847 | $28.4M | 1,360,354 | 1.9% |
| Ishares TR(IVV) | CORE S&P500 ETF | 464287200 | $26.4M | 38,589 | 1.7% |
| Schwab Strategic TR(SCHO) | SHT TM US TRES | 808524862 | $25.3M | 1,037,219 | 1.7% |
| Ishares TR(USRT) | CRE U S REIT ETF | 464288521 | $23.8M | 418,341 | 1.6% |
| Invesco Exch Traded FD TR II(PXF) | RAFI DVLPD MRKTS | 46138E743 | $23.7M | 361,453 | 1.6% |
| Schwab Strategic TR(SCMB) | MUN BD ETF | 808524649 | $23.6M | 916,075 | 1.6% |
| Nvidia Corporation(NVDA) | COM | 67066G104 | $23.3M | 124,745 | 1.5% |
| Schwab Strategic TR(SCHA) | US SML CAP ETF | 808524607 | $22.3M | 782,784 | 1.5% |
| Vanguard Scottsdale FDS(VGSH) | SHORT TERM TREAS | 92206C102 | $22.2M | 377,646 | 1.5% |
| Schwab Strategic TR(SCHE) | EMRG MKTEQ ETF | 808524706 | $21.9M | 668,273 | 1.4% |
| Vanguard Index FDS(VB) | SMALL CP ETF | 922908751 | $19.7M | 76,433 | 1.3% |
| Ishares TR(MUB) | NATIONAL MUN ETF | 464288414 | $19.3M | 180,497 | 1.3% |
| Schwab Strategic TR(SCHC) | INTL SCEQT ETF | 808524888 | $19.2M | 422,413 | 1.3% |
| Apple Inc(AAPL) | COM | 037833100 | $14.5M | 53,418 | 1.0% |
| Schwab Strategic TR(FNDE) | FUNDAMENTAL EMER | 808524730 | $14.5M | 400,759 | 0.9% |
| Schwab Strategic TR(FNDA) | FUNDAMENTAL US S | 808524763 | $12.7M | 403,256 | 0.8% |
| Schwab Strategic TR(SCYB) | HIGH YIELD BD ET | 808524631 | $11.5M | 434,937 | 0.8% |
| Microsoft Corp(MSFT) | COM | 594918104 | $11.2M | 23,236 | 0.7% |
| Schwab Strategic TR(SCHI) | 5 10YR CORP BD | 808524698 | $10.9M | 476,030 | 0.7% |
| Schwab Strategic TR(SCHD) | US DIVIDEND EQ | 808524797 | $10.8M | 393,610 | 0.7% |
| JPMorgan Chase & Co.(JPM) | COM | 46625H100 | $10.1M | 31,317 | 0.7% |
| Vanguard Intl Equity Index F(VWO) | FTSE EMR MKT ETF | 922042858 | $9.8M | 181,580 | 0.6% |
| Schwab Strategic TR(FNDC) | FUNDAMENTAL INTL | 808524748 | $9.7M | 217,016 | 0.6% |
| Ishares TR(SCZ) | EAFE SML CP ETF | 464288273 | $9.2M | 118,742 | 0.6% |
| Schwab Strategic TR(SCHY) | INTERNL DIVID | 808524672 | $8.7M | 291,994 | 0.6% |
| Broadcom Inc(AVGO) | COM | 11135F101 | $8.5M | 24,419 | 0.6% |
| Ishares TR(TIP) | TIPS BD ETF | 464287176 | $8.4M | 76,546 | 0.6% |
| Abbvie Inc(ABBV) | COM | 00287Y109 | $7.5M | 33,014 | 0.5% |
| Schwab Strategic TR(SCHP) | US TIPS ETF | 808524870 | $6.7M | 251,934 | 0.4% |
| Ishares TR(IEFA) | CORE MSCI EAFE | 46432F842 | $6.3M | 70,855 | 0.4% |
| Invesco Exchange Traded FD T(PRFZ) | RAFI US 1500 | 46137V597 | $5.3M | 116,443 | 0.4% |
| Alphabet Inc(GOOG) | CAP STK CL C | 02079K107 | $5.3M | 17,000 | 0.4% |
| Alphabet Inc(GOOGL) | CAP STK CL A | 02079K305 | $4.4M | 14,190 | 0.3% |
| Ishares Inc(IEMG) | CORE MSCI EMKT | 46434G103 | $4.4M | 65,003 | 0.3% |
| Spdr Series Trust(SDY) | STATE STREET SPD | 78464A763 | $4.2M | 29,980 | 0.3% |
| Vanguard Index FDS(VO) | MID CAP ETF | 922908629 | $3.9M | 13,286 | 0.3% |
| Abbott Labs(ABT) | COM | 002824100 | $3.7M | 29,555 | 0.2% |
| Ishares TR(USHY) | BROAD USD HIGH | 46435U853 | $3.6M | 96,862 | 0.2% |