Q4 2025 Holdings
Filed 2026-01-14 | 51 holdings | $430.0M | 13F-HR | View on SEC ↗ · Holdings Table ↗
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| Issuer | Class | CUSIP | Value ↓ | Shares | % Portfolio |
|---|---|---|---|---|---|
| Schwab Strategic TR(SCHR) | INT-TRM U.S TRES | 808524854 | $94.4M | 3,762,996 | 21.9% |
| Vanguard Scottsdale FDS(VGSH) | SHORT TERM TREAS | 92206C102 | $55.8M | 949,820 | 13.0% |
| Schwab Strategic TR(SCHG) | US LCAP GR ETF | 808524300 | $53.1M | 1,628,504 | 12.4% |
| Vanguard Index FDS(VUG) | GROWTH ETF | 922908736 | $48.6M | 99,655 | 11.3% |
| Vanguard Index FDS(VTV) | VALUE ETF | 922908744 | $33.6M | 175,743 | 7.8% |
| Vanguard Tax-Managed FDS(VEA) | VAN FTSE DEV MKT | 921943858 | $25.2M | 403,402 | 5.9% |
| Schwab Strategic TR(SCHF) | INTL EQTY ETF | 808524805 | $19.0M | 788,361 | 4.4% |
| Schwab Strategic TR(SCHV) | US LCAP VA ETF | 808524409 | $18.6M | 628,884 | 4.3% |
| Vanguard Index FDS(VBK) | SML CP GRW ETF | 922908595 | $11.0M | 36,500 | 2.6% |
| Vanguard Index FDS(VBR) | SM CP VAL ETF | 922908611 | $8.5M | 40,347 | 2.0% |
| Schwab Strategic TR(SCHE) | EMRG MKTEQ ETF | 808524706 | $6.4M | 194,635 | 1.5% |
| Schwab Strategic TR(SCHX) | US LRG CAP ETF | 808524201 | $6.2M | 231,516 | 1.4% |
| Vanguard Intl Equity Index F(VWO) | FTSE EMR MKT ETF | 922042858 | $6.0M | 111,265 | 1.4% |
| Ishares TR(IWF) | RUS 1000 GRW ETF | 464287614 | $5.7M | 11,960 | 1.3% |
| Schwab Strategic TR(SCHO) | SHT TM US TRES | 808524862 | $3.6M | 148,357 | 0.8% |
| Schwab Strategic TR(SCHC) | INTL SCEQT ETF | 808524888 | $3.6M | 78,836 | 0.8% |
| Vanguard Intl Equity Index F(VSS) | FTSE SMCAP ETF | 922042718 | $3.4M | 23,922 | 0.8% |
| Ishares TR(IWD) | RUS 1000 VAL ETF | 464287598 | $2.9M | 13,669 | 0.7% |
| Vanguard Scottsdale FDS(VGIT) | INTER TERM TREAS | 92206C706 | $2.8M | 46,830 | 0.7% |
| Apple Inc(AAPL) | COM | 037833100 | $1.8M | 6,684 | 0.4% |
| Berkshire Hathaway Inc del(BRK/B) | CL B NEW | 084670702 | $1.7M | 3,420 | 0.4% |
| Ishares TR(IWO) | RUS 2000 GRW ETF | 464287648 | $1.7M | 5,122 | 0.4% |
| Tesla Inc(TSLA) | COM | 88160R101 | $1.6M | 3,650 | 0.4% |
| Vanguard Index FDS(VB) | SMALL CP ETF | 922908751 | $1.5M | 5,918 | 0.4% |
| Berkshire Hathaway Inc del(BRK/A) | CL A | 084670108 | $1.5M | 2 | 0.4% |
| Ishares TR(IWN) | RUS 2000 VAL ETF | 464287630 | $1.4M | 7,851 | 0.3% |
| Ishares TR(EFG) | EAFE GRWTH ETF | 464288885 | $1.0M | 8,958 | 0.2% |
| Vanguard Index FDS(VTI) | TOTAL STK MKT | 922908769 | $861.3K | 2,569 | 0.2% |
| Unitedhealth Group Inc(UNH) | COM | 91324P102 | $759.4K | 2,300 | 0.2% |
| Wells Fargo Co New(WFC) | COM | 949746101 | $629.1K | 6,750 | 0.1% |
| Schwab Strategic TR(SCHA) | US SML CAP ETF | 808524607 | $569.7K | 20,002 | 0.1% |
| Spdr Series Trust(SPYX) | STATE STREET SPD | 78468R796 | $527.3K | 9,385 | 0.1% |
| S&P Global Inc(SPGI) | COM | 78409V104 | $499.1K | 955 | 0.1% |
| Ishares TR(IVW) | S&P 500 GRWT ETF | 464287309 | $476.3K | 3,864 | 0.1% |
| Ishares TR(SCZ) | EAFE SML CP ETF | 464288273 | $429.9K | 5,545 | 0.1% |
| Vanguard Index FDS(VOO) | S&P 500 ETF SHS | 922908363 | $412.0K | 657 | 0.1% |
| Microsoft Corp(MSFT) | COM | 594918104 | $403.2K | 834 | 0.1% |
| Ishares TR(EEM) | MSCI EMG MKT ETF | 464287234 | $366.3K | 6,695 | 0.1% |
| Vanguard World FD(ESGV) | ESG US STK ETF | 921910733 | $350.2K | 2,895 | 0.1% |
| ELI Lilly & Co(LLY) | COM | 532457108 | $341.7K | 318 | 0.1% |
| Ishares TR(EFA) | MSCI EAFE ETF | 464287465 | $332.3K | 3,460 | 0.1% |
| Ishares TR(ESML) | ESG AWARE MSCI | 46435U663 | $250.4K | 5,445 | 0.1% |
| Vanguard World FD(VSGX) | ESG INTL STK ETF | 921910725 | $246.7K | 3,445 | 0.1% |
| Nvidia Corporation(NVDA) | COM | 67066G104 | $243.6K | 1,306 | 0.1% |
| Costco Whsl Corp New(COST) | COM | 22160K105 | $238.1K | 276 | 0.1% |
| Alphabet Inc(GOOGL) | CAP STK CL A | 02079K305 | $233.2K | 745 | 0.1% |
| Johnson & Johnson(JNJ) | COM | 478160104 | $231.0K | 1,116 | 0.1% |
| JPMorgan Chase & Co.(JPM) | COM | 46625H100 | $228.6K | 709 | 0.1% |
| Mcdonalds Corp(MCD) | COM | 580135101 | $225.6K | 738 | 0.1% |
| Pepsico Inc(PEP) | COM | 713448108 | $224.5K | 1,564 | 0.1% |