Q4 2025 Holdings
Filed 2026-01-27 | 51 holdings | $240.7M | 13F-HR | View on SEC ↗ · Holdings Table ↗
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| Issuer | Class | CUSIP | Value ↓ | Shares | % Portfolio |
|---|---|---|---|---|---|
| Schwab Strategic TR(SCHG) | US LCAP GR ETF | 808524300 | $39.6M | 1,213,888 | 16.5% |
| Schwab Strategic TR(SCHV) | US LCAP VA ETF | 808524409 | $38.0M | 1,284,821 | 15.8% |
| Vanguard Tax-Managed FDS(VEA) | VAN FTSE DEV MKT | 921943858 | $23.1M | 369,314 | 9.6% |
| Dimensional ETF Trust(DFCF) | CORE FIXED INCOM | 25434V872 | $13.6M | 319,513 | 5.7% |
| Dimensional ETF Trust(DFSD) | SHORT DURATION F | 25434V864 | $13.2M | 274,861 | 5.5% |
| Dimensional ETF Trust(DGCB) | GLOBAL CR ETF | 25434V567 | $13.1M | 241,207 | 5.4% |
| Dimensional ETF Trust(DISV) | INTL SMALL CAP V | 25434V781 | $10.5M | 275,198 | 4.3% |
| Dimensional ETF Trust(DFAS) | US SMALL CAP ETF | 25434V500 | $9.9M | 142,178 | 4.1% |
| Vanguard Index FDS(VUG) | GROWTH ETF | 922908736 | $9.7M | 19,979 | 4.1% |
| Vanguard Index FDS(VTV) | VALUE ETF | 922908744 | $8.4M | 43,753 | 3.5% |
| Vanguard Intl Equity Index F(VWO) | FTSE EMR MKT ETF | 922042858 | $6.8M | 126,632 | 2.8% |
| Ishares TR(IDEV) | CORE MSCI INTL | 46435G326 | $6.5M | 78,703 | 2.7% |
| Vanguard MUN BD FDS(VTEB) | TAX EXEMPT BD | 922907746 | $6.3M | 125,979 | 2.6% |
| Ishares TR(MUB) | NATIONAL MUN ETF | 464288414 | $4.9M | 45,377 | 2.0% |
| Ishares Inc(IEMG) | CORE MSCI EMKT | 46434G103 | $4.5M | 66,220 | 1.8% |
| Dimensional ETF Trust(DUSB) | ULTRASHORT FIXED | 25434V591 | $4.4M | 86,232 | 1.8% |
| Dimensional ETF Trust(DFEV) | EMERGING MKTS VA | 25434V740 | $3.7M | 110,651 | 1.6% |
| Ishares TR(IEFA) | CORE MSCI EAFE | 46432F842 | $2.9M | 32,809 | 1.2% |
| Spdr Series Trust(HYMB) | STATE STREET SPD | 78464A284 | $1.6M | 65,910 | 0.7% |
| Vaneck ETF Trust(HYD) | HIGH YLD MUNIETF | 92189H409 | $1.5M | 29,770 | 0.6% |
| Spdr Index SHS FDS(SPDW) | PORTFOLIO DEVLPD | 78463X889 | $1.5M | 33,053 | 0.6% |
| Vanguard Index FDS(VBK) | SML CP GRW ETF | 922908595 | $1.4M | 4,740 | 0.6% |
| Vanguard Index FDS(VBR) | SM CP VAL ETF | 922908611 | $1.4M | 6,665 | 0.6% |
| Schwab Strategic TR(SCHX) | US LRG CAP ETF | 808524201 | $1.1M | 39,562 | 0.4% |
| Darden Restaurants Inc(DRI) | COM | 237194105 | $979.5K | 5,323 | 0.4% |
| Ishares TR(SUB) | SHRT NAT MUN ETF | 464288158 | $953.8K | 8,939 | 0.4% |
| Ishares TR(USMV) | MSCI USA MIN VOL | 46429B697 | $936.6K | 9,947 | 0.4% |
| Apple Inc(AAPL) | COM | 037833100 | $930.6K | 3,423 | 0.4% |
| Vanguard BD Index FDS(BND) | TOTAL BND MRKT | 921937835 | $833.2K | 11,249 | 0.3% |
| Ishares TR(IWN) | RUS 2000 VAL ETF | 464287630 | $790.4K | 4,362 | 0.3% |
| Ishares TR(IVV) | CORE S&P500 ETF | 464287200 | $625.4K | 913 | 0.3% |
| Ishares TR(IWO) | RUS 2000 GRW ETF | 464287648 | $608.3K | 1,883 | 0.3% |
| Spdr Index SHS FDS(SPEM) | PORTFOLIO EMG MK | 78463X509 | $566.6K | 12,103 | 0.2% |
| Vanguard Whitehall FDS(VWOB) | EM MK GOV BD ETF | 921946885 | $493.3K | 7,316 | 0.2% |
| Spdr Series Trust(EBND) | BLOOMBERG EMERGI | 78464A391 | $439.5K | 20,564 | 0.2% |
| Vanguard Whitehall FDS(VYM) | HIGH DIV YLD | 921946406 | $403.9K | 2,814 | 0.2% |
| Spdr Series Trust(SPYG) | STATE STREET SPD | 78464A409 | $385.8K | 3,615 | 0.2% |
| Nvidia Corporation(NVDA) | COM | 67066G104 | $379.9K | 2,037 | 0.2% |
| Schwab Strategic TR(SCHF) | INTL EQTY ETF | 808524805 | $375.6K | 15,623 | 0.2% |
| Vanguard BD Index FDS(BSV) | SHORT TRM BOND | 921937827 | $357.6K | 4,538 | 0.1% |
| Microsoft Corp(MSFT) | COM | 594918104 | $335.2K | 693 | 0.1% |
| Schwab Strategic TR(SCHB) | US BRD MKT ETF | 808524102 | $325.5K | 12,411 | 0.1% |
| Spdr Series Trust(SPYV) | STATE STREET SPD | 78464A508 | $318.2K | 5,601 | 0.1% |
| Ishares TR(EFAV) | MSCI EAFE MIN VL | 46429B689 | $286.3K | 3,319 | 0.1% |
| Amazon COM Inc(AMZN) | COM | 023135106 | $282.8K | 1,225 | 0.1% |
| Ishares TR(EMB) | JPMORGAN USD EMG | 464288281 | $270.7K | 2,812 | 0.1% |
| Spdr S&P 500 ETF TR(SPY) | TR UNIT | 78462F103 | $265.3K | 389 | 0.1% |
| Vaneck ETF Trust(EMLC) | JP MRGAN EM LOC | 92189H300 | $246.2K | 9,535 | 0.1% |
| Vanguard Index FDS(VB) | SMALL CP ETF | 922908751 | $242.5K | 940 | 0.1% |
| Alphabet Inc(GOOGL) | CAP STK CL A | 02079K305 | $241.0K | 770 | 0.1% |