Style
IndexTurnover
Orientation
Index / PassiveCreative Planning’s investment approach emphasizes broad, low-cost index exposure and a core-satellite structure, with the top 15 holdings heavily weighted toward passive ETFs that span domestic equities, fixed income, and international markets. At $147.4 billion across 4,753 positions, the portfolio is anchored by iShares Core S&P 500 ETF (IVV) at 10.6% and Vanguard Total Bond Market (BND) at 6.1%, reflecting a balanced, multi-asset core strategy. Notable concentrations include a combined 12.3% in foreign equities through VEA and SPDW, and targeted factor tilts with Avantis small-cap value ETFs AVDV and AVUV each at 1.6%. While 77.7% of assets are classified as unclassified, likely reflecting the ETF-heavy wrapper structure, the modest 7.8% technology allocation and individual stock weights of just 2.1% in Apple and 1.6% in Nvidia indicate a deliberate de-emphasis on security-level conviction in favor of systematic, diversified market exposure.
| # | Security | Shares | Value | % of Portfolio |
|---|---|---|---|---|
| 1 | Ishares TR(IVV) | 25,136,737 | $19.3B | 10.77% |
| 2 | Vanguard BD Index FDS(BND) | 139,477,714 | $9.8B | 5.47% |
| 3 | Vanguard Tax-Managed FDS(VEA) | 114,512,971 | $8.1B | 4.52% |
| 4 | Spdr Index SHS FDS(SPDW) | 155,188,321 | $7.8B | 4.36% |
Latest filing, equity positions only
| 5 |
| Spdr Series Trust(SPMD) |
| 105,352,214 |
| $6.6B |
| 3.72% |
| 6 | Ishares Inc(IEMG) | 81,079,258 | $6.6B | 3.68% |
| 7 | Nvidia Corporation(NVDA) | 18,886,158 | $4.3B | 2.41% |
| 8 | Apple Inc(AAPL) | 12,932,421 | $4.3B | 2.41% |
| 9 | Vanguard Index FDS(VV) | 11,874,190 | $4.2B | 2.34% |
| 10 | Vanguard BD Index FDS(BSV) | 48,208,421 | $3.7B | 2.06% |
Quarter-over-quarter weight changes
| Sector | Prev % | Curr % | Change |
|---|---|---|---|
| Unclassified | 74.7% | 72.82% | -1.88% |
| Technology | 9.35% | 10.81% | +1.46% |
| Healthcare | 2.16% | 2.41% | +0.25% |
| Financial Services | 3.65% | 3.78% | +0.13% |
| Communication Services | 1.91% | 2.02% | +0.11% |
| Industrials | 2.27% | 2.18% | -0.09% |
| Basic Materials | 0.51% | 0.56% | +0.05% |
| Real Estate | 0.56% | 0.6% | +0.04% |
| Energy | 0.9% | 0.87% | -0.03% |
| Consumer Cyclical | 2.17% | 2.16% | -0.01% |
| Utilities | 0.61% | 0.6% | -0.01% |
| Consumer Defensive | 1.2% | 1.2% | 0% |
Quarter-over-quarter weight changes by market cap
| Cap Size | Prev % | Curr % | Change |
|---|---|---|---|
| Unclassified | 74.71% | 72.82% | -1.89% |
| Mega Cap | 13.91% | 14.92% | +1.01% |
| Large Cap | 8.44% | 8.97% | +0.53% |
| Mid Cap | 2.15% | 2.38% | +0.23% |
| Small Cap | 0.77% | 0.89% | +0.12% |
| Micro Cap | 0.02% | 0.03% | +0.01% |
Quarter-over-quarter position changes