Q3 2025 Holdings
Filed 2025-10-14 | 80 holdings | $741.6M | 13F-HR | View on SEC ↗ · Holdings Table ↗
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| Issuer | Class | CUSIP | Value ↓ | Shares | % Portfolio |
|---|---|---|---|---|---|
| Schwab Strategic TR(SCHX) | US LRG CAP ETF | 808524201 | $162.1M | 6,154,009 | 21.9% |
| Vanguard Scottsdale FDS(VCSH) | SHRT TRM CORP BD | 92206C409 | $61.5M | 769,965 | 8.3% |
| Schwab Strategic TR(SCHZ) | US AGGREGATE B | 808524839 | $52.6M | 2,241,127 | 7.1% |
| Dimensional ETF Trust(DFAX) | WORLD EX US CORE | 25434V880 | $41.1M | 1,309,798 | 5.5% |
| Schwab Strategic TR(SCHE) | EMRG MKTEQ ETF | 808524706 | $38.9M | 1,164,240 | 5.2% |
| Schwab Strategic TR(SCHP) | US TIPS ETF | 808524870 | $37.4M | 1,387,002 | 5.0% |
| Schwab Strategic TR(SCHF) | INTL EQTY ETF | 808524805 | $31.6M | 1,358,215 | 4.3% |
| Schwab Strategic TR(SCHA) | US SML CAP ETF | 808524607 | $27.5M | 984,833 | 3.7% |
| Vanguard Index FDS(VV) | LARGE CAP ETF | 922908637 | $27.0M | 87,849 | 3.6% |
| Vanguard Whitehall FDS(VWOB) | EM MK GOV BD ETF | 921946885 | $25.3M | 377,876 | 3.4% |
| Schwab Strategic TR(SCHH) | US REIT ETF | 808524847 | $21.4M | 990,848 | 2.9% |
| Dimensional ETF Trust(DFAT) | US TARGETED VLU | 25434V609 | $17.1M | 293,456 | 2.3% |
| Ishares TR(HYG) | IBOXX HI YD ETF | 464288513 | $16.7M | 205,612 | 2.3% |
| Nvidia Corporation(NVDA) | COM | 67066G104 | $15.4M | 82,427 | 2.1% |
| Schwab Strategic TR(FNDF) | FUNDAMENTAL INTL | 808524755 | $14.2M | 329,981 | 1.9% |
| Vanguard BD Index FDS(BND) | TOTAL BND MRKT | 921937835 | $12.6M | 169,523 | 1.7% |
| Ishares TR(TIP) | TIPS BD ETF | 464287176 | $11.5M | 103,524 | 1.6% |
| Ishares TR(IGSB) | ISHS 1-5YR INVS | 464288646 | $11.4M | 215,179 | 1.5% |
| Vanguard Index FDS(VB) | SMALL CP ETF | 922908751 | $10.1M | 39,805 | 1.4% |
| Vanguard Intl Equity Index F(VWO) | FTSE EMR MKT ETF | 922042858 | $10.0M | 183,960 | 1.3% |
| Ishares TR(AGG) | CORE US AGGBD ET | 464287226 | $7.4M | 73,524 | 1.0% |
| Vanguard Tax-Managed FDS(VEA) | VAN FTSE DEV MKT | 921943858 | $7.2M | 119,378 | 1.0% |
| Alphabet Inc(GOOG) | CAP STK CL C | 02079K107 | $7.2M | 29,362 | 1.0% |
| Dimensional ETF Trust(DFAC) | US CORE EQUITY 2 | 25434V708 | $6.3M | 163,179 | 0.8% |
| Amazon COM Inc(AMZN) | COM | 023135106 | $5.8M | 26,416 | 0.8% |
| Vanguard Index FDS(VNQ) | REAL ESTATE ETF | 922908553 | $5.6M | 61,060 | 0.8% |
| Spdr S&P 500 ETF TR(SPY) | TR UNIT | 78462F103 | $5.0M | 7,476 | 0.7% |
| Ishares TR(EMB) | JPMORGAN USD EMG | 464288281 | $4.7M | 49,649 | 0.6% |
| Vanguard Index FDS(VBR) | SM CP VAL ETF | 922908611 | $3.7M | 17,875 | 0.5% |
| Ishares TR(IVV) | CORE S&P500 ETF | 464287200 | $3.4M | 5,152 | 0.5% |
| Spdr Series Trust(JNK) | BLOOMBERG HIGH Y | 78468R622 | $2.9M | 29,159 | 0.4% |
| Apple Inc(AAPL) | COM | 037833100 | $2.7M | 10,610 | 0.4% |
| Cincinnati Finl Corp(CINF) | COM | 172062101 | $2.3M | 14,464 | 0.3% |
| Vanguard Index FDS(VTI) | TOTAL STK MKT | 922908769 | $2.0M | 6,229 | 0.3% |
| Alphabet Inc(GOOGL) | CAP STK CL A | 02079K305 | $2.0M | 8,135 | 0.3% |
| Ishares Inc(IEMG) | CORE MSCI EMKT | 46434G103 | $1.9M | 28,981 | 0.3% |
| Ishares TR(IJR) | CORE S&P SCP ETF | 464287804 | $1.8M | 15,261 | 0.2% |
| Berkshire Hathaway Inc del(BRK/B) | CL B NEW | 084670702 | $1.4M | 2,778 | 0.2% |
| Ishares TR(IEFA) | CORE MSCI EAFE | 46432F842 | $1.4M | 15,653 | 0.2% |
| Meta Platforms Inc(META) | CL A | 30303M102 | $1.3M | 1,803 | 0.2% |
| Microsoft Corp(MSFT) | COM | 594918104 | $1.1M | 2,128 | 0.1% |
| JPMorgan Chase & Co.(JPM) | COM | 46625H100 | $1.1M | 3,416 | 0.1% |
| Ishares TR(IYR) | U.S. REAL ES ETF | 464287739 | $1.0M | 10,609 | 0.1% |
| Church & Dwight Co Inc(CHD) | COM | 171340102 | $1.0M | 11,740 | 0.1% |
| Oracle Corp(ORCL) | COM | 68389X105 | $992.5K | 3,529 | 0.1% |
| Caterpillar Inc(CAT) | COM | 149123101 | $869.4K | 1,822 | 0.1% |
| International Business Machs(IBM) | COM | 459200101 | $807.8K | 2,863 | 0.1% |
| Vanguard Index FDS(VTV) | VALUE ETF | 922908744 | $806.7K | 4,326 | 0.1% |
| Spdr Gold TR(GLD) | GOLD SHS | 78463V107 | $763.6K | 2,148 | 0.1% |
| Grainger W W Inc(GWW) | COM | 384802104 | $724.3K | 760 | 0.1% |