Q4 2025 Holdings
Filed 2026-01-26 | 78 holdings | $758.3M | 13F-HR | View on SEC ↗ · Holdings Table ↗
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| Issuer | Class | CUSIP | Value ↓ | Shares | % Portfolio |
|---|---|---|---|---|---|
| Schwab Strategic TR(SCHX) | US LRG CAP ETF | 808524201 | $167.3M | 6,216,158 | 22.1% |
| Vanguard Scottsdale FDS(VCSH) | SHRT TRM CORP BD | 92206C409 | $65.6M | 822,153 | 8.6% |
| Schwab Strategic TR(SCHZ) | US AGGREGATE B | 808524839 | $56.1M | 2,400,575 | 7.4% |
| Dimensional ETF Trust(DFAX) | WORLD EX US CORE | 25434V880 | $43.1M | 1,317,406 | 5.7% |
| Schwab Strategic TR(SCHP) | US TIPS ETF | 808524870 | $39.7M | 1,499,610 | 5.2% |
| Schwab Strategic TR(SCHE) | EMRG MKTEQ ETF | 808524706 | $38.9M | 1,186,483 | 5.1% |
| Schwab Strategic TR(SCHF) | INTL EQTY ETF | 808524805 | $33.0M | 1,372,086 | 4.3% |
| Schwab Strategic TR(SCHA) | US SML CAP ETF | 808524607 | $28.4M | 997,412 | 3.7% |
| Vanguard Index FDS(VV) | LARGE CAP ETF | 922908637 | $27.7M | 88,079 | 3.7% |
| Vanguard Whitehall FDS(VWOB) | EM MK GOV BD ETF | 921946885 | $26.5M | 393,574 | 3.5% |
| Schwab Strategic TR(SCHH) | US REIT ETF | 808524847 | $21.5M | 1,026,973 | 2.8% |
| Dimensional ETF Trust(DFAT) | US TARGETED VLU | 25434V609 | $17.6M | 295,551 | 2.3% |
| Ishares TR(HYG) | IBOXX HI YD ETF | 464288513 | $17.5M | 217,454 | 2.3% |
| Schwab Strategic TR(FNDF) | FUNDAMENTAL INTL | 808524755 | $14.7M | 325,924 | 1.9% |
| Vanguard BD Index FDS(BND) | TOTAL BND MRKT | 921937835 | $12.3M | 166,637 | 1.6% |
| Ishares TR(TIP) | TIPS BD ETF | 464287176 | $11.4M | 103,588 | 1.5% |
| Ishares TR(IGSB) | ISHS 1-5YR INVS | 464288646 | $11.3M | 213,286 | 1.5% |
| Vanguard Index FDS(VB) | SMALL CP ETF | 922908751 | $10.2M | 39,530 | 1.3% |
| Vanguard Intl Equity Index F(VWO) | FTSE EMR MKT ETF | 922042858 | $9.5M | 177,522 | 1.3% |
| Alphabet Inc(GOOG) | CAP STK CL C | 02079K107 | $9.2M | 29,285 | 1.2% |
| Vanguard Tax-Managed FDS(VEA) | VAN FTSE DEV MKT | 921943858 | $7.3M | 117,426 | 1.0% |
| Nvidia Corporation(NVDA) | COM | 67066G104 | $7.3M | 38,972 | 1.0% |
| Ishares TR(AGG) | CORE US AGGBD ET | 464287226 | $7.2M | 72,500 | 1.0% |
| Dimensional ETF Trust(DFAC) | US CORE EQUITY 2 | 25434V708 | $6.5M | 163,179 | 0.9% |
| Amazon COM Inc(AMZN) | COM | 023135106 | $6.1M | 26,416 | 0.8% |
| Vanguard Index FDS(VNQ) | REAL ESTATE ETF | 922908553 | $5.6M | 62,904 | 0.7% |
| Spdr S&P 500 ETF TR(SPY) | TR UNIT | 78462F103 | $5.1M | 7,456 | 0.7% |
| Ishares TR(EMB) | JPMORGAN USD EMG | 464288281 | $4.7M | 49,047 | 0.6% |
| Vanguard Index FDS(VBR) | SM CP VAL ETF | 922908611 | $4.1M | 19,149 | 0.5% |
| Ishares TR(IVV) | CORE S&P500 ETF | 464287200 | $3.6M | 5,234 | 0.5% |
| Apple Inc(AAPL) | COM | 037833100 | $2.9M | 10,567 | 0.4% |
| Spdr Series Trust(JNK) | STATE STREET SPD | 78468R622 | $2.8M | 29,082 | 0.4% |
| Alphabet Inc(GOOGL) | CAP STK CL A | 02079K305 | $2.5M | 8,135 | 0.3% |
| Cincinnati Finl Corp(CINF) | COM | 172062101 | $2.4M | 14,464 | 0.3% |
| Vanguard Index FDS(VTI) | TOTAL STK MKT | 922908769 | $2.1M | 6,229 | 0.3% |
| Ishares Inc(IEMG) | CORE MSCI EMKT | 46434G103 | $1.9M | 28,449 | 0.3% |
| Ishares TR(IJR) | CORE S&P SCP ETF | 464287804 | $1.8M | 14,792 | 0.2% |
| Ishares TR(IEFA) | CORE MSCI EAFE | 46432F842 | $1.3M | 14,996 | 0.2% |
| Berkshire Hathaway Inc del(BRK/B) | CL B NEW | 084670702 | $1.3M | 2,628 | 0.2% |
| JPMorgan Chase & Co.(JPM) | COM | 46625H100 | $1.1M | 3,416 | 0.1% |
| Microsoft Corp(MSFT) | COM | 594918104 | $993.2K | 2,054 | 0.1% |
| Church & Dwight Co Inc(CHD) | COM | 171340102 | $984.4K | 11,740 | 0.1% |
| Meta Platforms Inc(META) | CL A | 30303M102 | $935.5K | 1,417 | 0.1% |
| Ishares TR(IYR) | U.S. REAL ES ETF | 464287739 | $926.6K | 9,869 | 0.1% |
| Caterpillar Inc(CAT) | COM | 149123101 | $918.9K | 1,604 | 0.1% |
| Spdr Gold TR(GLD) | GOLD SHS | 78463V107 | $851.3K | 2,148 | 0.1% |
| International Business Machs(IBM) | COM | 459200101 | $843.0K | 2,846 | 0.1% |
| Vanguard Index FDS(VTV) | VALUE ETF | 922908744 | $826.3K | 4,326 | 0.1% |
| WW Grainger Inc(GWW) | COM | 384802104 | $766.9K | 760 | 0.1% |
| Ishares TR(IWR) | RUS MID CAP ETF | 464287499 | $720.2K | 7,481 | 0.1% |