Q3 2025 Holdings
Filed 2025-11-13 | 38 holdings | $172.6M | 13F-HR | View on SEC ↗ · Holdings Table ↗
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| Issuer | Class | CUSIP | Value ↓ | Shares | % Portfolio |
|---|---|---|---|---|---|
| Schwab Strategic TR(SCHB) | US BRD MKT ETF | 808524102 | $26.8M | 1,043,292 | 15.5% |
| Schwab Strategic TR(SCHA) | US SML CAP ETF | 808524607 | $20.7M | 741,711 | 12.0% |
| Vanguard Intl Equity Index F(VWO) | FTSE EMR MKT ETF | 922042858 | $16.8M | 309,576 | 9.7% |
| Spdr Index SHS FDS(SPDW) | PORTFOLIO DEVLPD | 78463X889 | $15.7M | 367,681 | 9.1% |
| Vanguard Intl Equity Index F(VSS) | FTSE SMCAP ETF | 922042718 | $11.0M | 77,305 | 6.4% |
| Schwab Strategic TR(SCHH) | US REIT ETF | 808524847 | $9.9M | 459,451 | 5.7% |
| Schwab Strategic TR(SCHC) | INTL SCEQT ETF | 808524888 | $7.9M | 172,602 | 4.6% |
| Spdr Series Trust(SPSM) | PORTFOLIO SM ETF | 78468R853 | $6.6M | 143,037 | 3.8% |
| Schwab Strategic TR(SCYB) | HIGH YIELD BD ET | 808524631 | $6.1M | 228,706 | 3.5% |
| Vanguard Intl Equity Index F(VNQI) | GLB EX US ETF | 922042676 | $5.3M | 111,817 | 3.1% |
| Vanguard Index FDS(VTI) | TOTAL STK MKT | 922908769 | $5.3M | 16,236 | 3.1% |
| Schwab Strategic TR(SCHF) | INTL EQTY ETF | 808524805 | $4.5M | 195,003 | 2.6% |
| Vanguard Index FDS(VXF) | EXTEND MKT ETF | 922908652 | $4.4M | 21,026 | 2.6% |
| Schwab Strategic TR(SCHE) | EMRG MKTEQ ETF | 808524706 | $3.4M | 102,944 | 2.0% |
| Vanguard Charlotte FDS(BNDX) | INTL BD IDX ETF | 92203J407 | $3.3M | 66,088 | 1.9% |
| Spdr SER TR(SPTM) | PORTFOLI S&P1500 | 78464A805 | $2.7M | 33,304 | 1.6% |
| Vanguard TAX Managed Intl FD(VEA) | FTSE DEV MKT ETF | 921943858 | $2.7M | 44,239 | 1.5% |
| Schwab Strategic TR(SCHM) | US MID-CAP ETF | 808524508 | $2.3M | 78,294 | 1.3% |
| Ishares Inc(IEMG) | CORE MSCI EMKT | 46434G103 | $1.9M | 29,319 | 1.1% |
| Spdr Index SHS FDS(SPEM) | PORTFOLIO EMG MK | 78463X509 | $1.9M | 39,590 | 1.1% |
| Ishares TR(IDEV) | CORE MSCI INTL | 46435G326 | $1.6M | 19,530 | 0.9% |
| Vanguard BD Index FD Inc(BND) | TOTAL BND MRKT | 921937835 | $1.5M | 19,705 | 0.8% |
| Schwab Strategic TR(SCHP) | US TIPS ETF | 808524870 | $1.3M | 49,487 | 0.8% |
| Spdr SER TR(SPHY) | PORTFLI HIGH YLD | 78468R606 | $1.3M | 54,301 | 0.8% |
| Ishares TR(USRT) | CRE U S REIT ETF | 464288521 | $1.0M | 17,733 | 0.6% |
| Vanguard Whitehall FDS Inc(VWOB) | EMERG MKT BD ETF | 921946885 | $1.0M | 15,367 | 0.6% |
| Ishares Inc(LEMB) | JP MORGAN EM ETF | 464286517 | $938.6K | 22,796 | 0.5% |
| Spdr SER TR(SPMD) | PORTFOLIO S&P400 | 78464A847 | $872.0K | 15,247 | 0.5% |
| Ishares TR(IVV) | CORE S&P500 ETF | 464287200 | $768.7K | 1,149 | 0.4% |
| Ishares TR(IJR) | CORE S&P SCP ETF | 464287804 | $620.3K | 5,220 | 0.4% |
| Vanguard Index FDS(VOO) | S&P 500 ETF SHS | 922908363 | $428.7K | 700 | 0.2% |
| Vanguard Index FDS(VNQ) | REAL ESTATE ETF | 922908553 | $394.4K | 4,314 | 0.2% |
| Vanguard Index FDS(VO) | MID CAP ETF | 922908629 | $286.5K | 975 | 0.2% |
| Spdr SER TR(SPAB) | PORTFOLIO AGRGTE | 78464A649 | $279.3K | 10,805 | 0.2% |
| DBX ETF TR(HAUZ) | XTRACK INTL REAL | 233051846 | $263.2K | 11,178 | 0.2% |
| Spdr SER TR(HYMB) | NUVEEN BBG BRCLY | 78464A284 | $257.4K | 10,323 | 0.1% |
| Ishares TR(ISCB) | MRGSTR SM CP ETF | 464288505 | $227.1K | 3,580 | 0.1% |
| Ishares TR(IJH) | CORE S&P MCP ETF | 464287507 | $217.8K | 3,338 | 0.1% |