Q4 2025 Holdings
Filed 2026-01-21 | 70 holdings | $585.6M | 13F-HR | View on SEC ↗ · Holdings Table ↗
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| Issuer | Class | CUSIP | Value ↓ | Shares | % Portfolio |
|---|---|---|---|---|---|
| Vanguard Malvern FDS(VCRB) | CORE BD ETF | 922020748 | $117.2M | 1,505,108 | 20.0% |
| Vanguard Index FDS(VUG) | GROWTH ETF | 922908736 | $111.7M | 228,862 | 19.1% |
| Vanguard Whitehall FDS(VYM) | HIGH DIV YLD | 921946406 | $104.2M | 726,001 | 17.8% |
| Vanguard BD Index FDS(BSV) | SHORT TRM BOND | 921937827 | $69.7M | 884,339 | 11.9% |
| Ishares TR(IEFA) | CORE MSCI EAFE | 46432F842 | $24.1M | 269,109 | 4.1% |
| Vanguard Specialized Funds(VIG) | DIV APP ETF | 921908844 | $17.1M | 77,767 | 2.9% |
| Schwab Strategic TR(SCHG) | US LCAP GR ETF | 808524300 | $15.1M | 463,758 | 2.6% |
| Schwab Strategic TR(SCHV) | US LCAP VA ETF | 808524409 | $14.8M | 498,411 | 2.5% |
| Vanguard Tax-Managed FDS(VEA) | VAN FTSE DEV MKT | 921943858 | $11.5M | 183,530 | 2.0% |
| Ishares TR(MUB) | NATIONAL MUN ETF | 464288414 | $10.8M | 100,952 | 1.8% |
| Ishares Inc(IEMG) | CORE MSCI EMKT | 46434G103 | $9.8M | 145,886 | 1.7% |
| Amazon COM Inc(AMZN) | COM | 023135106 | $7.9M | 34,047 | 1.3% |
| Vanguard Index FDS(VTV) | VALUE ETF | 922908744 | $6.6M | 34,644 | 1.1% |
| Vanguard Intl Equity Index F(VWO) | FTSE EMR MKT ETF | 922042858 | $6.3M | 118,015 | 1.1% |
| Vanguard Index FDS(VB) | SMALL CP ETF | 922908751 | $5.0M | 19,422 | 0.9% |
| Vanguard Index FDS(VBK) | SML CP GRW ETF | 922908595 | $4.1M | 13,568 | 0.7% |
| Vanguard Index FDS(VBR) | SM CP VAL ETF | 922908611 | $4.0M | 18,950 | 0.7% |
| Vanguard Charlotte FDS(BNDX) | TOTAL INT BD ETF | 92203J407 | $3.6M | 74,947 | 0.6% |
| Invesco Exchange Traded FD T(RSP) | S&P500 EQL WGT | 46137V357 | $3.5M | 18,115 | 0.6% |
| DBX ETF TR(HYLB) | XTRACK USD HIGH | 233051432 | $2.6M | 69,848 | 0.4% |
| Archer Daniels Midland Co(ADM) | COM | 039483102 | $2.3M | 39,516 | 0.4% |
| Vaneck ETF Trust(EMLC) | JP MRGAN EM LOC | 92189H300 | $2.2M | 85,852 | 0.4% |
| Ishares TR(EMB) | JPMORGAN USD EMG | 464288281 | $2.2M | 22,747 | 0.4% |
| Tesla Inc(TSLA) | COM | 88160R101 | $2.2M | 4,848 | 0.4% |
| Spdr Series Trust(SPHY) | STATE STREET SPD | 78468R606 | $2.2M | 91,038 | 0.4% |
| Vanguard Index FDS(VOO) | S&P 500 ETF SHS | 922908363 | $2.0M | 3,112 | 0.3% |
| Caterpillar Inc(CAT) | COM | 149123101 | $1.7M | 3,000 | 0.3% |
| Spdr S&P 500 ETF TR(SPY) | TR UNIT | 78462F103 | $1.6M | 2,390 | 0.3% |
| Marriott Intl Inc New(MAR) | CL A | 571903202 | $1.1M | 3,615 | 0.2% |
| Microsoft Corp(MSFT) | COM | 594918104 | $965.8K | 1,997 | 0.2% |
| Vanguard Index FDS(VNQ) | REAL ESTATE ETF | 922908553 | $948.7K | 10,721 | 0.2% |
| Vanguard Index FDS(VTI) | TOTAL STK MKT | 922908769 | $856.4K | 2,554 | 0.1% |
| Ecolab Inc(ECL) | COM | 278865100 | $787.6K | 3,000 | 0.1% |
| Berkshire Hathaway Inc del(BRK/A) | CL A | 084670108 | $754.8K | 1 | 0.1% |
| Illinois Tool WKS Inc(ITW) | COM | 452308109 | $738.9K | 3,000 | 0.1% |
| Broadcom Inc(AVGO) | COM | 11135F101 | $678.4K | 1,960 | 0.1% |
| Procter and Gamble Co(PG) | COM | 742718109 | $651.9K | 4,549 | 0.1% |
| Vanguard Intl Equity Index F(VEU) | ALLWRLD EX US | 922042775 | $613.7K | 8,343 | 0.1% |
| Apple Inc(AAPL) | COM | 037833100 | $586.8K | 2,159 | 0.1% |
| Oracle Corp(ORCL) | COM | 68389X105 | $584.7K | 3,000 | 0.1% |
| Home Depot Inc(HD) | COM | 437076102 | $576.0K | 1,674 | 0.1% |
| Vanguard World FD(MGV) | MEGA CAP VAL ETF | 921910840 | $565.8K | 4,008 | 0.1% |
| Schwab Strategic TR(SCHX) | US LRG CAP ETF | 808524201 | $540.5K | 20,085 | 0.1% |
| Accenture PLC Ireland(ACN) | SHS CLASS A | G1151C101 | $536.6K | 2,000 | 0.1% |
| Trimble Inc(TRMB) | COM | 896239100 | $470.1K | 6,000 | 0.1% |
| Progressive Corp(PGR) | COM | 743315103 | $455.4K | 2,000 | 0.1% |
| Pepsico Inc(PEP) | COM | 713448108 | $430.6K | 3,000 | 0.1% |
| Nvidia Corporation(NVDA) | COM | 67066G104 | $430.3K | 2,307 | 0.1% |
| Cisco SYS Inc(CSCO) | COM | 17275R102 | $412.7K | 5,358 | 0.1% |
| Emerson Elec Co(EMR) | COM | 291011104 | $398.2K | 3,000 | 0.1% |