Q4 2025 Holdings
Filed 2026-02-17 | 39 holdings | $175.8M | 13F-HR | View on SEC ↗ · Holdings Table ↗
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| Issuer | Class | CUSIP | Value ↓ | Shares | % Portfolio |
|---|---|---|---|---|---|
| Schwab Strategic TR(SCHB) | US BRD MKT ETF | 808524102 | $24.6M | 939,186 | 14.0% |
| Schwab Strategic TR(SCHA) | US SML CAP ETF | 808524607 | $20.1M | 704,165 | 11.4% |
| Vanguard Intl Equity Index F(VWO) | FTSE EMR MKT ETF | 922042858 | $16.8M | 312,660 | 9.6% |
| Spdr Index SHS FDS(SPDW) | PORTFOLIO DEVLPD | 78463X889 | $16.5M | 371,396 | 9.4% |
| Vanguard Intl Equity Index F(VSS) | FTSE SMCAP ETF | 922042718 | $11.2M | 78,498 | 6.4% |
| Schwab Strategic TR(SCHH) | US REIT ETF | 808524847 | $10.1M | 483,962 | 5.8% |
| Spdr Series Trust(SPSM) | PORTFOLIO SM ETF | 78468R853 | $8.4M | 178,434 | 4.8% |
| Schwab Strategic TR(SCHC) | INTL SCEQT ETF | 808524888 | $7.8M | 170,239 | 4.4% |
| Schwab Strategic TR(SCYB) | HIGH YIELD BD ET | 808524631 | $6.3M | 237,534 | 3.6% |
| Vanguard Index FDS(VTI) | TOTAL STK MKT | 922908769 | $5.4M | 16,166 | 3.1% |
| Vanguard Intl Equity Index F(VNQI) | GLB EX US ETF | 922042676 | $5.4M | 117,551 | 3.1% |
| Schwab Strategic TR(SCHF) | INTL EQTY ETF | 808524805 | $4.7M | 195,099 | 2.7% |
| Vanguard Index FDS(VXF) | EXTEND MKT ETF | 922908652 | $4.4M | 21,020 | 2.5% |
| Vanguard Charlotte FDS(BNDX) | INTL BD IDX ETF | 92203J407 | $3.3M | 69,126 | 1.9% |
| Schwab Strategic TR(SCHE) | EMRG MKTEQ ETF | 808524706 | $3.3M | 101,832 | 1.9% |
| Vanguard TAX Managed Intl FD(VEA) | FTSE DEV MKT ETF | 921943858 | $2.8M | 44,199 | 1.6% |
| Spdr SER TR(SPTM) | PORTFOLI S&P1500 | 78464A805 | $2.7M | 33,307 | 1.6% |
| BNY Mellon ETF Trust(BKLC) | US LRG CP CORE | 09661T107 | $2.3M | 17,897 | 1.3% |
| Schwab Strategic TR(SCHM) | US MID-CAP ETF | 808524508 | $2.3M | 74,880 | 1.3% |
| Ishares Inc(IEMG) | CORE MSCI EMKT | 46434G103 | $2.0M | 29,231 | 1.1% |
| Spdr Index SHS FDS(SPEM) | PORTFOLIO EMG MK | 78463X509 | $1.8M | 39,233 | 1.0% |
| Ishares TR(IDEV) | CORE MSCI INTL | 46435G326 | $1.6M | 19,403 | 0.9% |
| Vanguard BD Index FD Inc(BND) | TOTAL BND MRKT | 921937835 | $1.5M | 19,592 | 0.8% |
| Schwab Strategic TR(SCHP) | US TIPS ETF | 808524870 | $1.3M | 50,746 | 0.8% |
| Spdr SER TR(SPHY) | PORTFLI HIGH YLD | 78468R606 | $1.3M | 54,972 | 0.7% |
| Vanguard Whitehall FDS Inc(VWOB) | EMERG MKT BD ETF | 921946885 | $1.1M | 16,042 | 0.6% |
| Spdr SER TR(SPMD) | PORTFOLIO S&P400 | 78464A847 | $1.0M | 17,904 | 0.6% |
| Ishares TR(USRT) | CRE U S REIT ETF | 464288521 | $1.0M | 17,737 | 0.6% |
| Ishares Inc(LEMB) | JP MORGAN EM ETF | 464286517 | $966.8K | 23,308 | 0.6% |
| Ishares TR(IVV) | CORE S&P500 ETF | 464287200 | $786.7K | 1,149 | 0.4% |
| Ishares TR(IJR) | CORE S&P SCP ETF | 464287804 | $613.7K | 5,107 | 0.3% |
| Vanguard Index FDS(VOO) | S&P 500 ETF SHS | 922908363 | $415.2K | 662 | 0.2% |
| Vanguard Index FDS(VNQ) | REAL ESTATE ETF | 922908553 | $381.8K | 4,315 | 0.2% |
| Vanguard Index FDS(VO) | MID CAP ETF | 922908629 | $283.0K | 975 | 0.2% |
| Spdr SER TR(SPAB) | PORTFOLIO AGRGTE | 78464A649 | $281.4K | 10,928 | 0.2% |
| DBX ETF TR(HAUZ) | XTRACK INTL REAL | 233051846 | $259.4K | 11,177 | 0.1% |
| Spdr SER TR(HYMB) | NUVEEN BBG BRCLY | 78464A284 | $258.2K | 10,352 | 0.1% |
| Ishares TR(ISCB) | MRGSTR SM CP ETF | 464288505 | $232.7K | 3,580 | 0.1% |
| Ishares TR(IJH) | CORE S&P MCP ETF | 464287507 | $220.3K | 3,338 | 0.1% |