Q4 2025 Holdings
Filed 2026-02-12 | 501 holdings | $37.0B | 13F-HR | View on SEC ↗ · Holdings Table ↗
Sign in to see sub-manager breakdown
| Issuer | Class | CUSIP | Value ↓ | Shares | % Portfolio |
|---|---|---|---|---|---|
| Schwab Strategic TR(SCHF) | INTL EQTY ETF | 808524805 | $4.3B | 180,778,097 | 11.7% |
| Ishares TR(IWM) | RUSSELL 2000 ETF | 464287655 | $2.1B | 8,470,296 | 5.6% |
| Vanguard Intl Equity Index F(VWO) | FTSE EMR MKT ETF | 922042858 | $1.8B | 34,070,052 | 4.9% |
| Vanguard BD Index FDS(BSV) | SHORT TRM BOND | 921937827 | $1.7B | 20,972,198 | 4.5% |
| Vanguard Index FDS(VNQ) | REAL ESTATE ETF | 922908553 | $1.4B | 16,150,941 | 3.9% |
| Schwab Strategic TR(SCHP) | US TIPS ETF | 808524870 | $1.3B | 49,666,971 | 3.6% |
| Vanguard Scottsdale FDS(VGIT) | INTER TERM TREAS | 92206C706 | $1.3B | 21,891,841 | 3.5% |
| Ishares TR(USIG) | USD INV GRDE ETF | 464288620 | $979.3M | 18,917,043 | 2.6% |
| Schwab Strategic TR(SCHA) | US SML CAP ETF | 808524607 | $969.0M | 34,024,368 | 2.6% |
| Vanguard Scottsdale FDS(VGLT) | LONG TERM TREAS | 92206C847 | $804.2M | 14,411,863 | 2.2% |
| Vanguard Intl Equity Index F(VSS) | FTSE SMCAP ETF | 922042718 | $708.6M | 4,944,180 | 1.9% |
| Vanguard Intl Equity Index F(VNQI) | GLB EX US ETF | 922042676 | $649.0M | 14,158,418 | 1.8% |
| Alphabet Inc(GOOG) | CAP STK CL C | 02079K107 | $630.8M | 2,010,266 | 1.7% |
| Ishares TR(ESGD) | ESG AW MSCI EAFE | 46435G516 | $624.0M | 6,562,442 | 1.7% |
| Apple Inc(AAPL) | COM | 037833100 | $578.8M | 2,129,082 | 1.6% |
| Spdr Series Trust(EBND) | BLOOMBERG EMERGI | 78464A391 | $557.9M | 26,107,425 | 1.5% |
| Vanguard Index FDS(VTI) | TOTAL STK MKT | 922908769 | $555.4M | 1,656,574 | 1.5% |
| Nvidia Corporation(NVDA) | COM | 67066G104 | $538.2M | 2,885,628 | 1.5% |
| World Gold TR(GLDM) | SPDR GLD MINIS | 98149E303 | $501.0M | 5,868,543 | 1.4% |
| Ishares TR(SHYG) | 0-5YR HI YL CP | 46434V407 | $477.6M | 11,141,123 | 1.3% |
| Microsoft Corp(MSFT) | COM | 594918104 | $452.5M | 935,599 | 1.2% |
| Amazon COM Inc(AMZN) | COM | 023135106 | $450.1M | 1,949,994 | 1.2% |
| Ishares Gold TR(IAU) | ISHARES NEW | 464285204 | $448.1M | 5,520,278 | 1.2% |
| Invesco Actvely Mngd ETC FD(PDBC) | OPTIMUM YIELD | 46090F100 | $435.9M | 32,894,638 | 1.2% |
| Vanguard Charlotte FDS(BNDX) | TOTAL INT BD ETF | 92203J407 | $394.7M | 8,168,332 | 1.1% |
| Meta Platforms Inc(META) | CL A | 30303M102 | $318.9M | 483,056 | 0.9% |
| Walmart Inc(WMT) | COM | 931142103 | $294.8M | 2,646,007 | 0.8% |
| Tesla Inc(TSLA) | COM | 88160R101 | $291.9M | 649,122 | 0.8% |
| Ishares Inc(ESGE) | ESG AWR MSCI EM | 46434G863 | $281.7M | 6,376,748 | 0.8% |
| JPMorgan Chase & Co.(JPM) | COM | 46625H100 | $270.7M | 840,037 | 0.7% |
| ELI Lilly & Co(LLY) | COM | 532457108 | $268.2M | 249,601 | 0.7% |
| Berkshire Hathaway Inc del(BRK/B) | CL B NEW | 084670702 | $253.4M | 504,101 | 0.7% |
| Mastercard Incorporated(MA) | CL A | 57636Q104 | $214.2M | 375,188 | 0.6% |
| Exxon Mobil Corp(XOM) | COM | 30231G102 | $204.1M | 1,696,176 | 0.6% |
| Johnson & Johnson(JNJ) | COM | 478160104 | $184.1M | 889,379 | 0.5% |
| Nextera Energy Inc(NEE) | COM | 65339F101 | $166.0M | 2,067,761 | 0.4% |
| Disney Walt Co(DIS) | COM | 254687106 | $163.7M | 1,439,260 | 0.4% |
| Ecolab Inc(ECL) | COM | 278865100 | $158.2M | 602,671 | 0.4% |
| Costco Whsl Corp New(COST) | COM | 22160K105 | $155.2M | 179,960 | 0.4% |
| Duke Energy Corp New(DUK) | COM NEW | 26441C204 | $151.8M | 1,295,190 | 0.4% |
| Broadcom Inc(AVGO) | COM | 11135F101 | $151.4M | 437,423 | 0.4% |
| Newmont Corp(NEM) | COM | 651639106 | $146.2M | 1,464,590 | 0.4% |
| Caterpillar Inc(CAT) | COM | 149123101 | $144.8M | 252,716 | 0.4% |
| Southern Copper Corp(SCCO) | COM | 84265V105 | $141.6M | 987,170 | 0.4% |
| Netflix Inc(NFLX) | COM | 64110L106 | $139.7M | 1,490,223 | 0.4% |
| Invesco Exch Traded FD TR II(PBUS) | PURBTA MSCI US | 46138E461 | $136.4M | 1,992,565 | 0.4% |
| Home Depot Inc(HD) | COM | 437076102 | $133.8M | 388,741 | 0.4% |
| Procter and Gamble Co(PG) | COM | 742718109 | $128.3M | 895,554 | 0.3% |
| Unitedhealth Group Inc(UNH) | COM | 91324P102 | $128.3M | 388,672 | 0.3% |
| Pfizer Inc(PFE) | COM | 717081103 | $128.1M | 5,143,619 | 0.3% |