Q4 2025 Holdings
Filed 2026-01-30 | 17506 holdings | $1.1B | 13F-HR | View on SEC ↗ · Holdings Table ↗
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| Issuer | Class | CUSIP | Value ↓ | Shares | % Portfolio |
|---|---|---|---|---|---|
| Schwab US Large Cap ETF(SCHX) | UIE | 808524201 | $189.1M | 7,020,019 | 17.8% |
| Vanguard Ftse Developed(VEA) | UIE | 921943858 | $84.7M | 1,352,530 | 8.0% |
| Schwab US Aggregate Bond(SCHZ) | UIE | 808524839 | $67.3M | 2,875,312 | 6.3% |
| Vanguard Short Term COR(VCSH) | UIE | 92206C409 | $66.2M | 829,787 | 6.2% |
| Schwab US Small Cap ETF(SCHA) | UIE | 808524607 | $36.9M | 1,294,619 | 3.5% |
| Schwab US Tips ETF(SCHP) | UIE | 808524870 | $34.9M | 1,314,023 | 3.3% |
| Vanguard Dividend(VIG) | UIE | 921908844 | $32.5M | 147,805 | 3.1% |
| State SRT Spdr Prtfl HGH(SPHY) | UIE | 78468R606 | $22.1M | 933,548 | 2.1% |
| Ishares 0-3 Month(SGOV) | UIE | 46436E718 | $20.8M | 207,581 | 2.0% |
| Vanguard Real Estate(VNQ) | UIE | 922908553 | $19.7M | 225,639 | 1.9% |
| Vanguard S&P 500 ETF(VOO) | UIE | 922908363 | $19.2M | 30,570 | 1.8% |
| Vanguard Growth ETF(VUG) | UIE | 922908736 | $18.8M | 38,543 | 1.8% |
| Vanguard Small Cap ETF(VB) | UIE | 922908751 | $18.7M | 72,553 | 1.8% |
| Schwab US Dividend(SCHD) | UIE | 808524797 | $18.4M | 674,407 | 1.7% |
| Ishares Core High(HDV) | UIE | 46429B663 | $18.0M | 147,870 | 1.7% |
| Schwab US Treasury Money | MMN | 808515472 | $17.0M | 17,025,681 | 1.6% |
| ST Stert Spdr Blmbg 1 3(BIL) | UIE | 78468R663 | $17.0M | 185,598 | 1.6% |
| Vanguard Ftse Emerging(VWO) | UIE | 922042858 | $15.6M | 290,085 | 1.5% |
| State Street Spdr Portfl(SPYM) | UIE | 78464A854 | $14.5M | 181,292 | 1.4% |
| Schwab Government Money | MMN | 808515498 | $13.2M | 13,173,155 | 1.2% |
| Apple Inc(AAPL) | COM | 037833100 | $12.1M | 44,524 | 1.1% |
| Vanguard Intl Dividend(VIGI) | UIE | 921946810 | $9.1M | 99,801 | 0.9% |
| Schwab International(SCHF) | UIE | 808524805 | $8.4M | 347,495 | 0.8% |
| Vanguard Small Cap Value(VBR) | UIE | 922908611 | $8.0M | 37,603 | 0.7% |
| Charles Schwab Corp(SCHW) | COM | 808513105 | $7.0M | 70,318 | 0.7% |
| Charles Schwab US MC(SCHM) | UIE | 808524508 | $6.2M | 206,301 | 0.6% |
| Vanguard Large Cap ETF(VV) | UIE | 922908637 | $6.1M | 19,251 | 0.6% |
| Schwab Prime Advantage M(SWVXX) | MMN | 808515605 | $5.9M | 5,925,141 | 0.6% |
| Nvidia Corp(NVDA) | COM | 67066G104 | $5.8M | 30,838 | 0.5% |
| Vanguard Total Stock(VTI) | UIE | 922908769 | $5.3M | 15,918 | 0.5% |
| Schwab Emerging Markets(SCHE) | UIE | 808524706 | $4.8M | 145,744 | 0.4% |
| Schwab Prime Advantage M(SNAXX) | MMN | 808515696 | $4.5M | 4,489,140 | 0.4% |
| Ishares Core S&P 500(IVV) | UIE | 464287200 | $4.2M | 6,148 | 0.4% |
| Vgrd Ftse All Wrld EX US(VSS) | UIE | 922042718 | $4.1M | 28,611 | 0.4% |
| Vanguard Mid Cap Value(VOE) | UIE | 922908512 | $4.0M | 22,313 | 0.4% |
| Microsoft Corp(MSFT) | COM | 594918104 | $3.4M | 6,970 | 0.3% |
| ST Stret Spdr Prtfl S&P(SPSM) | UIE | 78468R853 | $3.3M | 69,611 | 0.3% |
| Schwab Government Money(SNVXX) | MMN | 808515613 | $3.2M | 3,174,603 | 0.3% |
| Vanguard High Dividend(VYM) | UIE | 921946406 | $3.1M | 21,513 | 0.3% |
| Schwab US Large Cap(SCHG) | UIE | 808524300 | $3.1M | 94,077 | 0.3% |
| Fidelity 500 Index(FXAIX) | MFC | 315911750 | $3.0M | 12,422 | 0.3% |
| Ishares S&P 500 Growth(IVW) | UIE | 464287309 | $2.9M | 23,767 | 0.3% |
| Ishares Core Dividend(DGRO) | UIE | 46434V621 | $2.8M | 40,858 | 0.3% |
| ST SRT Spdr Blmbrg 3 12(BILS) | UIE | 78468R523 | $2.8M | 28,225 | 0.3% |
| Invsc Bulletsha 2026 CRP(BSCQ) | UIE | 46138J791 | $2.6M | 133,916 | 0.2% |
| ST Stret Spdr Prtfl S&P(SPMD) | UIE | 78464A847 | $2.6M | 44,891 | 0.2% |
| Spdr Portfolio Dvlpd(SPDW) | UIE | 78463X889 | $2.6M | 57,563 | 0.2% |
| Vanguard 500 Index Admir(VFIAX) | MFC | 922908710 | $2.5M | 4,030 | 0.2% |
| Invesco Bulletshars 2028(BSCS) | UIE | 46138J643 | $2.5M | 121,670 | 0.2% |
| Schwab Internatnal Small(SCHC) | UIE | 808524888 | $2.3M | 50,207 | 0.2% |