Q4 2025 Holdings
Filed 2026-01-23 | 243 holdings | $1.6B | 13F-HR | View on SEC ↗ · Holdings Table ↗
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| Issuer | Class | CUSIP | Value ↓ | Shares | % Portfolio |
|---|---|---|---|---|---|
| Vanguard Index FDS(VTI) | TOTAL STK MKT | 922908769 | $492.5M | 1,469,102 | 31.2% |
| Vanguard BD Index FDS(BND) | TOTAL BND MRKT | 921937835 | $131.9M | 1,781,109 | 8.4% |
| Vanguard Tax-Managed FDS(VEA) | VAN FTSE DEV MKT | 921943858 | $86.3M | 1,382,059 | 5.5% |
| Vanguard Scottsdale FDS(VCIT) | INT-TERM CORP | 92206C870 | $67.5M | 805,609 | 4.3% |
| Vanguard Intl Equity Index F(VEU) | ALLWRLD EX US | 922042775 | $61.5M | 836,435 | 3.9% |
| Vanguard Intl Equity Index F(VWO) | FTSE EMR MKT ETF | 922042858 | $49.4M | 918,759 | 3.1% |
| Vanguard Scottsdale FDS(VCSH) | SHRT TRM CORP BD | 92206C409 | $39.3M | 492,687 | 2.5% |
| Spdr Series Trust(SPSM) | STATE STREET SPD | 78468R853 | $37.0M | 790,099 | 2.3% |
| Schwab Strategic TR(SCHB) | US BRD MKT ETF | 808524102 | $27.7M | 1,056,993 | 1.8% |
| Vanguard Index FDS(VB) | SMALL CP ETF | 922908751 | $26.1M | 101,104 | 1.7% |
| Vanguard Index FDS(VNQ) | REAL ESTATE ETF | 922908553 | $21.6M | 243,968 | 1.4% |
| Ishares TR(AGG) | CORE US AGGBD ET | 464287226 | $19.8M | 198,307 | 1.3% |
| Ishares TR(IVV) | CORE S&P500 ETF | 464287200 | $17.3M | 25,196 | 1.1% |
| Vanguard World FD(VPU) | UTILITIES ETF | 92204A876 | $17.2M | 93,167 | 1.1% |
| Vanguard Scottsdale FDS(VGSH) | SHORT TERM TREAS | 92206C102 | $15.5M | 263,556 | 1.0% |
| Vanguard Index FDS(VO) | MID CAP ETF | 922908629 | $15.4M | 53,028 | 1.0% |
| Vanguard Whitehall FDS(VYM) | HIGH DIV YLD | 921946406 | $15.1M | 105,497 | 1.0% |
| Vanguard World FD(VDC) | CONSUM STP ETF | 92204A207 | $14.7M | 69,449 | 0.9% |
| Spdr S&P 500 ETF TR(SPY) | TR UNIT | 78462F103 | $14.5M | 21,250 | 0.9% |
| Vanguard Charlotte FDS(BNDX) | TOTAL INT BD ETF | 92203J407 | $13.3M | 275,998 | 0.8% |
| Vanguard Specialized Funds(VIG) | DIV APP ETF | 921908844 | $12.8M | 58,334 | 0.8% |
| Schwab Strategic TR(SCHF) | INTL EQTY ETF | 808524805 | $12.2M | 507,808 | 0.8% |
| Vanguard Index FDS(VV) | LARGE CAP ETF | 922908637 | $11.7M | 37,058 | 0.7% |
| Ishares Inc(IEMG) | CORE MSCI EMKT | 46434G103 | $11.2M | 167,286 | 0.7% |
| Apple Inc(AAPL) | COM | 037833100 | $10.1M | 37,241 | 0.6% |
| Ishares TR(IGSB) | ISHS 1-5YR INVS | 464288646 | $9.9M | 186,418 | 0.6% |
| Ishares TR(IEFA) | CORE MSCI EAFE | 46432F842 | $9.7M | 108,778 | 0.6% |
| Ishares TR(MUB) | NATIONAL MUN ETF | 464288414 | $9.3M | 86,825 | 0.6% |
| Ishares TR(ITOT) | CORE S&P TTL STK | 464287150 | $9.0M | 60,239 | 0.6% |
| Schwab Strategic TR(SCHA) | US SML CAP ETF | 808524607 | $8.9M | 311,162 | 0.6% |
| Schwab Strategic TR(SCHM) | US MID-CAP ETF | 808524508 | $8.7M | 290,220 | 0.6% |
| Schwab Strategic TR(SCHX) | US LRG CAP ETF | 808524201 | $8.2M | 304,560 | 0.5% |
| Ishares TR(IDEV) | CORE MSCI INTL | 46435G326 | $7.5M | 91,244 | 0.5% |
| Ishares TR(SHY) | 1 3 YR TREAS BD | 464287457 | $7.0M | 85,027 | 0.4% |
| Nvidia Corporation(NVDA) | COM | 67066G104 | $6.8M | 36,303 | 0.4% |
| Schwab Strategic TR(SCHD) | US DIVIDEND EQ | 808524797 | $6.7M | 242,594 | 0.4% |
| Ishares TR(IGIB) | ISHS 5-10YR INVT | 464288638 | $6.3M | 116,367 | 0.4% |
| Vanguard BD Index FDS(BSV) | SHORT TRM BOND | 921937827 | $6.2M | 78,645 | 0.4% |
| Ishares TR(IVW) | S&P 500 GRWT ETF | 464287309 | $6.2M | 50,112 | 0.4% |
| Invesco QQQ TR(QQQ) | UNIT SER 1 | 46090E103 | $5.8M | 9,441 | 0.4% |
| Vanguard Admiral FDS Inc(VIOO) | SMLLCP 600 IDX | 921932828 | $5.8M | 52,103 | 0.4% |
| Schwab Strategic TR(SCHE) | EMRG MKTEQ ETF | 808524706 | $5.4M | 163,469 | 0.3% |
| Vanguard MUN BD FDS(VTEB) | TAX EXEMPT BD | 922907746 | $5.1M | 101,087 | 0.3% |
| Microsoft Corp(MSFT) | COM | 594918104 | $4.5M | 9,368 | 0.3% |
| Berkshire Hathaway Inc del(BRK/A) | CL A | 084670108 | $4.5M | 6 | 0.3% |
| Vanguard World FD(VGT) | INF TECH ETF | 92204A702 | $4.5M | 5,950 | 0.3% |
| Vanguard Index FDS(VOO) | S&P 500 ETF SHS | 922908363 | $4.5M | 7,141 | 0.3% |
| Ishares Gold TR(IAU) | ISHARES NEW | 464285204 | $3.8M | 46,769 | 0.2% |
| Schwab Strategic TR(SCHC) | INTL SCEQT ETF | 808524888 | $3.8M | 83,368 | 0.2% |
| Spdr Index SHS FDS(SPDW) | PORTFOLIO DEVLPD | 78463X889 | $3.7M | 84,361 | 0.2% |