| Vanguard Mid Cap Value ETF(VOE) | COM | 922908512 | $35.6M | 257,383 | 7.9% |
| Vanguard Info Technology ETF(VGT) | COM | 92204A702 | $32.9M | 74,333 | 7.3% |
| Vanguard Ftse Emerging Market ETF(VWO) | COM | 922042858 | $29.0M | 712,257 | 6.5% |
| Vanguard Short Inflation-Protected ETF(VTIP) | COM | 922020805 | $28.2M | 594,930 | 6.3% |
| Vanguard Total International Bond ETF(BNDX) | COM | 92203J407 | $27.6M | 563,825 | 6.1% |
| Vanguard Small Cap Value ETF(VBR) | COM | 922908611 | $22.0M | 133,101 | 4.9% |
| Vanguard Consumer Staples ETF(VDC) | COM | 92204A207 | $20.3M | 104,209 | 4.5% |
| Vanguard Health Care ETF(VHT) | COM | 92204A504 | $17.7M | 72,193 | 3.9% |
| Schwab Short Term US Treasury(SCHO) | COM | 808524862 | $15.2M | 315,824 | 3.4% |
| Vanguard Emerging Market Govt Bond ETF(VWOB) | COM | 921946885 | $15.0M | 240,920 | 3.3% |
| Schwab US Tips ETF(SCHP) | COM | 808524870 | $11.5M | 219,794 | 2.6% |
| Schwab Emerging Market Equity ETF(SCHE) | COM | 808524706 | $9.5M | 386,206 | 2.1% |
| Franklin Ftse Taiwan ETF(FLTW) | COM | 35473P686 | $8.8M | 228,998 | 2.0% |
| Ishares Msci Ireland Capped ETF(EIRL) | COM | 46429B507 | $8.3M | 144,279 | 1.9% |
| Ishares Msci New Zealand(ENZL) | COM | 464289123 | $8.2M | 168,228 | 1.8% |
| Ishares Msci Sweden(EWD) | COM | 464286756 | $7.8M | 220,534 | 1.7% |
| Spdr USA Strategic Factors(QUS) | COM | 78468R812 | $7.7M | 62,733 | 1.7% |
| Ishares Msci Finland ETF(EFNL) | COM | 46429B515 | $7.6M | 215,627 | 1.7% |
| Ishares Msci Austria(EWO) | COM | 464286202 | $7.3M | 359,968 | 1.6% |
| Franklin Ftse Switzerland ETF(FLSW) | COM | 35473P694 | $7.2M | 228,088 | 1.6% |
| Ishares Msci Denmark ETF(EDEN) | COM | 46429B523 | $7.2M | 67,241 | 1.6% |
| Ishares Msci Netherlands(EWN) | COM | 464286814 | $7.1M | 162,933 | 1.6% |
| Vanguard S&P 500 ETF(VOO) | COM | 922908363 | $7.0M | 17,085 | 1.6% |
| Franklin Ftse Australia ETF(FLAU) | COM | 35473P843 | $6.9M | 260,527 | 1.5% |
| Schwab US Aggregate Bond ETF(SCHZ) | COM | 808524839 | $6.3M | 136,018 | 1.4% |
| Vanguard Real Estate ETF(VNQ) | COM | 922908553 | $5.9M | 70,515 | 1.3% |
| Spdr S&P Biotech ETF(XBI) | COM | 78464A870 | $5.4M | 64,649 | 1.2% |
| Spdr S&P 400 Mid Cap Value ETF(MDYV) | COM | 78464A839 | $5.2M | 75,708 | 1.2% |
| Vanguard Global Ex-US Real Estate ETF(VNQI) | COM | 922042676 | $3.8M | 94,093 | 0.8% |
| Vanguard Short Govt Bond IDX ETF(VGSH) | COM | 92206C102 | $3.6M | 62,228 | 0.8% |
| Vanguard Value ETF(VTV) | COM | 922908744 | $3.4M | 23,924 | 0.8% |
| Franklin Ftse South Korea ETF(FLKR) | COM | 35473P710 | $3.4M | 156,137 | 0.8% |
| Spdr S&P 600 Small Cap Value ETF(SLYV) | COM | 78464A300 | $3.3M | 43,365 | 0.7% |
| Ishares Msci Chile Investable Market(ECH) | COM | 464286640 | $2.9M | 98,930 | 0.6% |
| Vanguard Total Stock Market ETF(VTI) | COM | 922908769 | $2.9M | 13,010 | 0.6% |
| Ishares Global Technology(IXN) | COM | 464287291 | $2.6M | 42,426 | 0.6% |
| Ishares S&P Global Healthcare(IXJ) | COM | 464287325 | $2.1M | 24,679 | 0.5% |
| Apple Computer Inc(AAPL) | COM | 037833100 | $1.8M | 9,478 | 0.4% |
| Microsoft(MSFT) | COM | 594918104 | $1.8M | 5,373 | 0.4% |
| Fidelity Msci Real Estate ETF(FREL) | COM | 316092857 | $1.8M | 71,765 | 0.4% |
| Wells Fargo Co(WFC) | COM | 949746101 | $1.5M | 35,181 | 0.3% |
| Truist Financial Corp(TFC) | COM | 89832Q109 | $1.5M | 48,175 | 0.3% |
| Novo Nordisk A/S ADR(NVO) | COM | 670100205 | $1.4M | 8,889 | 0.3% |
| Vanguard Total Bond Market ETF(BND) | COM | 921937835 | $1.4M | 19,327 | 0.3% |
| Meta Platforms Inc(META) | COM | 30303M102 | $1.4M | 4,869 | 0.3% |
| Amazon COM Inc(AMZN) | COM | 023135106 | $1.4M | 10,599 | 0.3% |
| Schwab US Large Cap Growth ETF(SCHG) | COM | 808524300 | $1.2M | 15,799 | 0.3% |
| General Dynamics Corp(GD) | COM | 369550108 | $978.3K | 4,547 | 0.2% |
| Astrazeneca PLC ADR(AZN) | COM | 046353108 | $958.6K | 13,394 | 0.2% |
| Norfolk Southern Corp(NSC) | COM | 655844108 | $889.1K | 3,921 | 0.2% |