| Vanguard Mid Cap Value ETF(VOE) | COM | 922908512 | $35.5M | 238,555 | 7.4% |
| Vanguard Info Technology ETF(VGT) | COM | 92204A702 | $35.5M | 61,054 | 7.4% |
| Vanguard Short Inflation-Protected ETF(VTIP) | COM | 922020805 | $30.7M | 639,271 | 6.4% |
| Vanguard Total International Bond ETF(BNDX) | COM | 92203J407 | $28.2M | 583,394 | 5.8% |
| Columbia Emrg Mkts Core Ex-China ETF(XCEM) | COM | 19762B202 | $25.0M | 783,934 | 5.2% |
| Vanguard Small Cap Value ETF(VBR) | COM | 922908611 | $24.4M | 135,275 | 5.1% |
| Vanguard Consumer Staples ETF(VDC) | COM | 92204A207 | $20.2M | 99,954 | 4.2% |
| Vanguard Health Care ETF(VHT) | COM | 92204A504 | $18.3M | 68,938 | 3.8% |
| Vanguard Ftse Emerging Market ETF(VWO) | COM | 922042858 | $15.5M | 354,373 | 3.2% |
| Vanguard Emerging Market Govt Bond ETF(VWOB) | COM | 921946885 | $15.3M | 245,981 | 3.2% |
| Schwab Short Term US Treasury(SCHO) | COM | 808524862 | $13.7M | 286,269 | 2.8% |
| Schwab US Tips ETF(SCHP) | COM | 808524870 | $12.0M | 231,849 | 2.5% |
| Ishares Msci Denmark ETF(EDEN) | COM | 46429B523 | $9.6M | 74,895 | 2.0% |
| Ishares Msci Finland ETF(EFNL) | COM | 46429B515 | $9.3M | 260,431 | 1.9% |
| Ishares Msci Ireland Capped ETF(EIRL) | COM | 46429B507 | $9.1M | 140,524 | 1.9% |
| Ishares Msci Sweden(EWD) | COM | 464286756 | $8.6M | 213,338 | 1.8% |
| Spdr USA Strategic Factors(QUS) | COM | 78468R812 | $8.6M | 58,222 | 1.8% |
| Ishares Msci Netherlands(EWN) | COM | 464286814 | $8.3M | 165,022 | 1.7% |
| Franklin Ftse Switzerland ETF(FLSW) | COM | 35473P694 | $8.2M | 248,115 | 1.7% |
| Ishares Msci New Zealand(ENZL) | COM | 464289123 | $8.2M | 181,176 | 1.7% |
| Ishares Msci Austria(EWO) | COM | 464286202 | $8.0M | 361,883 | 1.7% |
| Vanguard S&P 500 ETF(VOO) | COM | 922908363 | $7.7M | 15,415 | 1.6% |
| Schwab US Aggregate Bond ETF(SCHZ) | COM | 808524839 | $6.4M | 142,034 | 1.3% |
| Spdr S&P Biotech ETF(XBI) | COM | 78464A870 | $6.0M | 64,668 | 1.2% |
| Schwab Emerging Market Equity ETF(SCHE) | COM | 808524706 | $5.6M | 211,196 | 1.2% |
| Spdr S&P 400 Mid Cap Value ETF(MDYV) | COM | 78464A839 | $5.2M | 71,343 | 1.1% |
| Franklin Ftse Germany ETF(FLGR) | COM | 35473P785 | $5.1M | 211,672 | 1.1% |
| Vanguard Real Estate ETF(VNQ) | COM | 922908553 | $4.9M | 58,649 | 1.0% |
| Vanguard Short Govt Bond IDX ETF(VGSH) | COM | 92206C102 | $4.7M | 81,045 | 1.0% |
| Franklin Ftse South Korea ETF(FLKR) | COM | 35473P710 | $3.9M | 178,673 | 0.8% |
| Vanguard Global Ex-US Real Estate ETF(VNQI) | COM | 922042676 | $3.8M | 93,179 | 0.8% |
| Fidelity Msci Consumer Staples ETF(FSTA) | COM | 316092303 | $3.6M | 76,889 | 0.7% |
| Fidelity Msci Real Estate ETF(FREL) | COM | 316092857 | $3.6M | 141,827 | 0.7% |
| Vanguard Total Stock Market ETF(VTI) | COM | 922908769 | $3.4M | 12,544 | 0.7% |
| Ishares Global Technology(IXN) | COM | 464287291 | $3.3M | 39,275 | 0.7% |
| Franklin Ftse Taiwan ETF(FLTW) | COM | 35473P686 | $3.2M | 66,799 | 0.7% |
| Vanguard Value ETF(VTV) | COM | 922908744 | $3.2M | 20,007 | 0.7% |
| Spdr S&P 600 Small Cap Value ETF(SLYV) | COM | 78464A300 | $3.2M | 41,074 | 0.7% |
| Novo Nordisk A/S ADR(NVO) | COM | 670100205 | $2.5M | 16,925 | 0.5% |
| Fidelity Msci Information Technology ETF(FTEC) | COM | 316092808 | $2.4M | 14,140 | 0.5% |
| Fidelity Msci Health ETF(FHLC) | COM | 316092600 | $2.4M | 34,923 | 0.5% |
| Microsoft(MSFT) | COM | 594918104 | $2.3M | 5,134 | 0.5% |
| Ishares S&P Global Healthcare(IXJ) | COM | 464287325 | $2.2M | 24,099 | 0.5% |
| Meta Platforms Inc(META) | COM | 30303M102 | $2.2M | 4,399 | 0.5% |
| Wells Fargo Co(WFC) | COM | 949746101 | $2.1M | 35,237 | 0.4% |
| Amazon COM Inc(AMZN) | COM | 023135106 | $2.1M | 10,772 | 0.4% |
| Ishares Msci Chile Investable Market(ECH) | COM | 464286640 | $2.0M | 80,041 | 0.4% |
| Vanguard Total Bond Market ETF(BND) | COM | 921937835 | $1.9M | 27,039 | 0.4% |
| Apple Computer Inc(AAPL) | COM | 037833100 | $1.9M | 8,553 | 0.4% |
| Truist Financial Corp(TFC) | COM | 89832Q109 | $1.7M | 42,248 | 0.3% |