Q3 2025 Holdings
Filed 2025-10-10 | 61 holdings | $219.8M | 13F-HR | View on SEC ↗ · Holdings Table ↗
Sign in to see sub-manager breakdown
| Issuer | Class | CUSIP | Value ↓ | Shares | % Portfolio |
|---|---|---|---|---|---|
| Schwab Strategic TR(SCHB) | US BRD MKT ETF | 808524102 | $62.2M | 2,417,553 | 28.3% |
| Vanguard Tax-Managed FDS(VEA) | VAN FTSE DEV MKT | 921943858 | $25.1M | 418,079 | 11.4% |
| Schwab Strategic TR(SCHF) | INTL EQTY ETF | 808524805 | $14.2M | 610,307 | 6.5% |
| Ishares TR(CMF) | CALIF MUN BD ETF | 464288356 | $13.3M | 232,992 | 6.0% |
| Schwab Strategic TR(SCHZ) | US AGGREGATE B | 808524839 | $11.6M | 495,524 | 5.3% |
| Vanguard Intl Equity Index F(VT) | TT WRLD ST ETF | 922042742 | $7.5M | 54,564 | 3.4% |
| Vanguard Intl Equity Index F(VWO) | FTSE EMR MKT ETF | 922042858 | $6.8M | 125,738 | 3.1% |
| Ishares TR(NYF) | NEW YORK MUN ETF | 464288323 | $6.8M | 127,590 | 3.1% |
| Pimco ETF TR(CORP) | INV GRD CRP BD | 72201R817 | $6.6M | 66,406 | 3.0% |
| Schwab Strategic TR(SCHR) | INT-TRM U.S TRES | 808524854 | $5.1M | 203,248 | 2.3% |
| Schwab Strategic TR(SCMB) | MUN BD ETF | 808524649 | $3.8M | 149,700 | 1.7% |
| Schwab Strategic TR(SCHE) | EMRG MKTEQ ETF | 808524706 | $3.7M | 109,909 | 1.7% |
| Alphabet Inc(GOOGL) | CAP STK CL A | 02079K305 | $3.1M | 12,944 | 1.4% |
| Vanguard Index FDS(VOO) | S&P 500 ETF SHS | 922908363 | $3.0M | 4,935 | 1.4% |
| Abrdn Silver ETF Trust(SIVR) | PHYSCL SILVR SHS | 003264108 | $2.9M | 64,314 | 1.3% |
| Amazon COM Inc(AMZN) | COM | 023135106 | $2.7M | 12,521 | 1.3% |
| Alphabet Inc(GOOG) | CAP STK CL C | 02079K107 | $2.5M | 10,353 | 1.1% |
| Vanguard Intl Equity Index F(VEU) | ALLWRLD EX US | 922042775 | $2.4M | 33,845 | 1.1% |
| Schwab Strategic TR(SCHD) | US DIVIDEND EQ | 808524797 | $2.4M | 86,927 | 1.1% |
| Ishares TR(GNMA) | GNMA BOND ETF | 46429B333 | $2.4M | 53,473 | 1.1% |
| Apple Inc(AAPL) | COM | 037833100 | $2.2M | 8,544 | 1.0% |
| Schwab Strategic TR(SCHV) | US LCAP VA ETF | 808524409 | $2.0M | 69,200 | 0.9% |
| Vanguard Index FDS(VTI) | TOTAL STK MKT | 922908769 | $1.9M | 5,838 | 0.9% |
| Ishares Gold TR(IAU) | ISHARES NEW | 464285204 | $1.8M | 24,522 | 0.8% |
| World Gold TR(GLDM) | SPDR GLD MINIS | 98149E303 | $1.7M | 22,758 | 0.8% |
| Ishares TR(IWD) | RUS 1000 VAL ETF | 464287598 | $1.7M | 8,475 | 0.8% |
| Ishares TR(MUB) | NATIONAL MUN ETF | 464288414 | $1.4M | 12,753 | 0.6% |
| Spdr S&P 500 ETF TR(SPY) | TR UNIT | 78462F103 | $1.2M | 1,810 | 0.5% |
| Vanguard Index FDS(VUG) | GROWTH ETF | 922908736 | $1.1M | 2,218 | 0.5% |
| Schwab Strategic TR(SCHA) | US SML CAP ETF | 808524607 | $964.8K | 34,581 | 0.4% |
| Eaton Vance Calif MUN BD FD(XEVMX) | COM | 27828A100 | $963.7K | 101,550 | 0.4% |
| Affirm Hldgs Inc(AFRM) | COM CL A | 00827B106 | $916.8K | 12,545 | 0.4% |
| Schwab Strategic TR(SCHP) | US TIPS ETF | 808524870 | $777.2K | 28,838 | 0.4% |
| Schwab Strategic TR(SCHY) | INTERNL DIVID | 808524672 | $721.8K | 25,835 | 0.3% |
| Vanguard World FD(VGT) | INF TECH ETF | 92204A702 | $720.5K | 965 | 0.3% |
| Tesla Inc(TSLA) | COM | 88160R101 | $714.2K | 1,606 | 0.3% |
| Nvidia Corporation(NVDA) | COM | 67066G104 | $702.7K | 3,766 | 0.3% |
| Vanguard BD Index FDS(BND) | TOTAL BND MRKT | 921937835 | $674.4K | 9,068 | 0.3% |
| Vanguard Index FDS(VNQ) | REAL ESTATE ETF | 922908553 | $638.8K | 6,987 | 0.3% |
| Arrowhead Pharmaceuticals in(ARWR) | COM | 04280A100 | $638.0K | 18,497 | 0.3% |
| Nuveen AMT Free Qlty MUN Inc(XNEAX) | COM | 670657105 | $605.9K | 53,200 | 0.3% |
| Vanguard Charlotte FDS(BNDX) | TOTAL INT BD ETF | 92203J407 | $595.5K | 12,041 | 0.3% |
| Meta Platforms Inc(META) | CL A | 30303M102 | $593.4K | 808 | 0.3% |
| BOX Inc(BOX) | CL A | 10316T104 | $589.9K | 18,279 | 0.3% |
| Berkshire Hathaway Inc del(BRK/B) | CL B NEW | 084670702 | $561.1K | 1,116 | 0.3% |
| Vanguard Index FDS(VO) | MID CAP ETF | 922908629 | $490.5K | 1,670 | 0.2% |
| Vanguard Specialized Funds(VIG) | DIV APP ETF | 921908844 | $481.6K | 2,232 | 0.2% |
| Microsoft Corp(MSFT) | COM | 594918104 | $471.9K | 911 | 0.2% |
| Select Sector Spdr TR(XLU) | SBI INT-UTILS | 81369Y886 | $448.3K | 5,140 | 0.2% |
| Invesco QQQ TR(QQQ) | UNIT SER 1 | 46090E103 | $426.3K | 710 | 0.2% |