Q4 2025 Holdings
Filed 2026-01-12 | 64 holdings | $235.6M | 13F-HR | View on SEC ↗ · Holdings Table ↗
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| Issuer | Class | CUSIP | Value ↓ | Shares | % Portfolio |
|---|---|---|---|---|---|
| Schwab Strategic TR(SCHB) | US BRD MKT ETF | 808524102 | $65.1M | 2,481,049 | 27.6% |
| Vanguard Tax-Managed FDS(VEA) | VAN FTSE DEV MKT | 921943858 | $27.5M | 439,520 | 11.7% |
| Ishares TR(CMF) | CALIF MUN BD ETF | 464288356 | $14.4M | 251,202 | 6.1% |
| Schwab Strategic TR(SCHF) | INTL EQTY ETF | 808524805 | $14.4M | 598,757 | 6.1% |
| Schwab Strategic TR(SCHZ) | US AGGREGATE B | 808524839 | $12.0M | 513,371 | 5.1% |
| Vanguard Intl Equity Index F(VWO) | FTSE EMR MKT ETF | 922042858 | $8.0M | 148,452 | 3.4% |
| Vanguard Intl Equity Index F(VT) | TT WRLD ST ETF | 922042742 | $7.8M | 55,292 | 3.3% |
| Pimco ETF TR(CORP) | INV GRD CRP BD | 72201R817 | $7.5M | 76,271 | 3.2% |
| Ishares TR(NYF) | NEW YORK MUN ETF | 464288323 | $6.7M | 125,290 | 2.8% |
| Schwab Strategic TR(SCHR) | INT-TRM U.S TRES | 808524854 | $5.6M | 222,365 | 2.4% |
| Alphabet Inc(GOOGL) | CAP STK CL A | 02079K305 | $4.8M | 15,284 | 2.0% |
| Schwab Strategic TR(SCMB) | MUN BD ETF | 808524649 | $4.4M | 172,440 | 1.9% |
| Abrdn Silver ETF Trust(SIVR) | PHYSCL SILVR SHS | 003264108 | $3.8M | 56,107 | 1.6% |
| Schwab Strategic TR(SCHE) | EMRG MKTEQ ETF | 808524706 | $3.6M | 109,901 | 1.5% |
| Alphabet Inc(GOOG) | CAP STK CL C | 02079K107 | $3.3M | 10,423 | 1.4% |
| Vanguard Index FDS(VOO) | S&P 500 ETF SHS | 922908363 | $3.1M | 4,885 | 1.3% |
| Amazon COM Inc(AMZN) | COM | 023135106 | $2.9M | 12,504 | 1.2% |
| Schwab Strategic TR(SCHD) | US DIVIDEND EQ | 808524797 | $2.4M | 89,185 | 1.0% |
| Vanguard Intl Equity Index F(VEU) | ALLWRLD EX US | 922042775 | $2.4M | 32,835 | 1.0% |
| Apple Inc(AAPL) | COM | 037833100 | $2.2M | 8,194 | 0.9% |
| Schwab Strategic TR(SCHV) | US LCAP VA ETF | 808524409 | $2.2M | 72,940 | 0.9% |
| Vanguard Index FDS(VTI) | TOTAL STK MKT | 922908769 | $2.1M | 6,242 | 0.9% |
| Ishares TR(GNMA) | GNMA BOND ETF | 46429B333 | $2.0M | 45,945 | 0.9% |
| World Gold TR(GLDM) | SPDR GLD MINIS | 98149E303 | $1.9M | 22,323 | 0.8% |
| Ishares TR(IWD) | RUS 1000 VAL ETF | 464287598 | $1.7M | 8,315 | 0.7% |
| Ishares Gold TR(IAU) | ISHARES NEW | 464285204 | $1.6M | 19,265 | 0.7% |
| Ishares TR(MUB) | NATIONAL MUN ETF | 464288414 | $1.3M | 11,953 | 0.5% |
| Spdr S&P 500 ETF TR(SPY) | TR UNIT | 78462F103 | $1.2M | 1,812 | 0.5% |
| Arrowhead Pharmaceuticals in(ARWR) | COM | 04280A100 | $1.2M | 18,497 | 0.5% |
| Vanguard Index FDS(VUG) | GROWTH ETF | 922908736 | $1.1M | 2,214 | 0.5% |
| Broadcom Inc(AVGO) | COM | 11135F101 | $1.0M | 2,890 | 0.4% |
| Affirm Hldgs Inc(AFRM) | COM CL A | 00827B106 | $988.0K | 13,274 | 0.4% |
| Vanguard Charlotte FDS(BNDX) | TOTAL INT BD ETF | 92203J407 | $980.7K | 20,296 | 0.4% |
| Schwab Strategic TR(SCHA) | US SML CAP ETF | 808524607 | $947.8K | 33,281 | 0.4% |
| Schwab Strategic TR(SCHY) | INTERNL DIVID | 808524672 | $764.8K | 25,646 | 0.3% |
| Tesla Inc(TSLA) | COM | 88160R101 | $726.3K | 1,615 | 0.3% |
| Vanguard World FD(VGT) | INF TECH ETF | 92204A702 | $725.9K | 963 | 0.3% |
| Nvidia Corporation(NVDA) | COM | 67066G104 | $723.6K | 3,880 | 0.3% |
| Vanguard BD Index FDS(BND) | TOTAL BND MRKT | 921937835 | $720.9K | 9,733 | 0.3% |
| Schwab Strategic TR(SCHP) | US TIPS ETF | 808524870 | $675.2K | 25,488 | 0.3% |
| Vanguard Index FDS(VNQ) | REAL ESTATE ETF | 922908553 | $657.2K | 7,427 | 0.3% |
| Nuveen AMT Free Qlty MUN Inc(XNEAX) | COM | 670657105 | $618.7K | 53,200 | 0.3% |
| BOX Inc(BOX) | CL A | 10316T104 | $578.2K | 19,330 | 0.2% |
| Berkshire Hathaway Inc del(BRK/B) | CL B NEW | 084670702 | $550.4K | 1,095 | 0.2% |
| Meta Platforms Inc(META) | CL A | 30303M102 | $506.9K | 768 | 0.2% |
| Vanguard Specialized Funds(VIG) | DIV APP ETF | 921908844 | $490.5K | 2,232 | 0.2% |
| BlackRock Calif MUN Income T(XBFZX) | SH BEN INT | 09248E102 | $479.0K | 44,600 | 0.2% |
| Microsoft Corp(MSFT) | COM | 594918104 | $474.5K | 981 | 0.2% |
| Vanguard World FD(VSGX) | ESG INTL STK ETF | 921910725 | $453.4K | 6,330 | 0.2% |
| Vanguard Index FDS(VO) | MID CAP ETF | 922908629 | $444.0K | 1,530 | 0.2% |