Q4 2024 Holdings
Filed 2025-02-14 | 46 holdings | $196.4M | 13F-HR | View on SEC ↗ · Holdings Table ↗
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| Issuer | Class | CUSIP | Value ↓ | Shares | % Portfolio |
|---|---|---|---|---|---|
| Ishares TR(IVV) | CORE S&P500 ETF | 464287200 | $50.7M | 86,138 | 25.8% |
| Vanguard Index FDS(VUG) | GROWTH ETF | 922908736 | $24.7M | 60,296 | 12.6% |
| Vanguard Index FDS(VTV) | VALUE ETF | 922908744 | $22.9M | 135,279 | 11.7% |
| Vanguard Tax-Managed FDS(VEA) | VAN FTSE DEV MKT | 921943858 | $17.2M | 359,510 | 8.8% |
| Schwab Strategic TR(SCHA) | US SML CAP ETF | 808524607 | $16.2M | 626,777 | 8.3% |
| Vanguard Intl Equity Index F(VWO) | FTSE EMR MKT ETF | 922042858 | $8.2M | 185,273 | 4.2% |
| Schwab Strategic TR(FNDE) | FUNDAMENTAL EMER | 808524730 | $7.9M | 270,625 | 4.0% |
| Ishares TR(REET) | GLOBAL REIT ETF | 46434V647 | $6.8M | 285,271 | 3.5% |
| Vanguard World FD(MGC) | MEGA CAP INDEX | 921910873 | $5.5M | 25,946 | 2.8% |
| Schwab Strategic TR(SCHF) | INTL EQTY ETF | 808524805 | $4.7M | 256,459 | 2.4% |
| Schwab Strategic TR(SCHV) | US LCAP VA ETF | 808524409 | $3.9M | 148,145 | 2.0% |
| Invesco Exchange Traded FD T(RSP) | S&P500 EQL WGT | 46137V357 | $2.8M | 16,232 | 1.4% |
| Community Financial System I(CBU) | COM | 203607106 | $2.8M | 44,863 | 1.4% |
| Apple Inc(AAPL) | COM | 037833100 | $2.1M | 8,367 | 1.1% |
| Berkshire Hathaway Inc del(BRK/A) | CL A | 084670108 | $2.0M | 300 | 1.0% |
| Vanguard Index FDS(VNQ) | REAL ESTATE ETF | 922908553 | $1.9M | 21,329 | 1.0% |
| RTX Corporation(RTX) | COM | 75513E101 | $1.7M | 14,947 | 0.9% |
| Schwab Strategic TR(SCHE) | EMRG MKTEQ ETF | 808524706 | $1.4M | 52,821 | 0.7% |
| Microsoft Corp(MSFT) | COM | 594918104 | $1.2M | 2,788 | 0.6% |
| Carrier Global Corporation(CARR) | COM | 14448C104 | $913.4K | 13,381 | 0.5% |
| Vanguard Index FDS(VB) | SMALL CP ETF | 922908751 | $880.6K | 3,665 | 0.4% |
| Amphenol Corp New(APH) | CL A | 032095101 | $714.2K | 10,284 | 0.4% |
| Nvidia Corporation(NVDA) | COM | 67066G104 | $708.6K | 5,276 | 0.4% |
| Otis Worldwide Corp(OTIS) | COM | 68902V107 | $619.6K | 6,690 | 0.3% |
| Ishares TR(EFA) | MSCI EAFE ETF | 464287465 | $585.0K | 7,737 | 0.3% |
| Ishares Inc(URTH) | MSCI WORLD ETF | 464286392 | $573.5K | 3,688 | 0.3% |
| Schwab Strategic TR(SCHB) | US BRD MKT ETF | 808524102 | $520.8K | 22,944 | 0.3% |
| JPMorgan Chase & Co.(JPM) | COM | 46625H100 | $517.1K | 2,157 | 0.3% |
| Home Depot Inc(HD) | COM | 437076102 | $513.5K | 1,320 | 0.3% |
| Spdr S&P 500 ETF TR(SPY) | TR UNIT | 78462F103 | $485.3K | 828 | 0.2% |
| National Fuel Gas Co(NFG) | COM | 636180101 | $405.9K | 6,690 | 0.2% |
| Visa Inc(V) | COM CL A | 92826C839 | $404.5K | 1,280 | 0.2% |
| Schwab Strategic TR(SCHG) | US LCAP GR ETF | 808524300 | $350.6K | 12,580 | 0.2% |
| Vanguard Index FDS(VOO) | S&P 500 ETF SHS | 922908363 | $327.1K | 607 | 0.2% |
| Merck & Co Inc(MRK) | COM | 58933Y105 | $319.1K | 3,208 | 0.2% |
| Caterpillar Inc(CAT) | COM | 149123101 | $318.1K | 877 | 0.2% |
| Exxon Mobil Corp(XOM) | COM | 30231G102 | $301.5K | 2,802 | 0.2% |
| Sherwin Williams Co(SHW) | COM | 824348106 | $296.8K | 873 | 0.2% |
| Tesla Inc(TSLA) | COM | 88160R101 | $277.8K | 688 | 0.1% |
| Schwab Strategic TR(SCHD) | US DIVIDEND EQ | 808524797 | $272.8K | 9,987 | 0.1% |
| Amgen Inc(AMGN) | COM | 031162100 | $271.3K | 1,041 | 0.1% |
| Meta Platforms Inc(META) | CL A | 30303M102 | $269.3K | 460 | 0.1% |
| Amazon COM Inc(AMZN) | COM | 023135106 | $249.4K | 1,137 | 0.1% |
| Southern Co(SO) | COM | 842587107 | $219.9K | 2,671 | 0.1% |
| Procter and Gamble Co(PG) | COM | 742718109 | $214.3K | 1,278 | 0.1% |
| Ishares TR(EEM) | MSCI EMG MKT ETF | 464287234 | $207.7K | 4,967 | 0.1% |