Q3 2025 Holdings
Filed 2025-10-24 | 107 holdings | $258.2M | 13F-HR | View on SEC ↗ · Holdings Table ↗
Sign in to see sub-manager breakdown
| Issuer | Class | CUSIP | Value ↓ | Shares | % Portfolio |
|---|---|---|---|---|---|
| Vanguard Index FDS(VOO) | S&P 500 ETF SHS | 922908363 | $19.8M | 32,406 | 7.7% |
| Schwab Strategic TR(SCHB) | US BRD MKT ETF | 808524102 | $18.8M | 732,882 | 7.3% |
| Vanguard World FD(VGT) | INF TECH ETF | 92204A702 | $16.8M | 22,438 | 6.5% |
| Vanguard Index FDS(VTV) | VALUE ETF | 922908744 | $13.4M | 71,994 | 5.2% |
| Ishares TR(EFA) | MSCI EAFE ETF | 464287465 | $9.7M | 103,775 | 3.8% |
| Ishares TR(IBDQ) | IBONDS DEC25 ETF | 46434VBD1 | $8.3M | $330,847 | 3.2% |
| Microsoft Corp(MSFT) | COM | 594918104 | $7.3M | 14,132 | 2.8% |
| Schwab Strategic TR(SCHX) | US LRG CAP ETF | 808524201 | $7.1M | 270,952 | 2.8% |
| Ishares TR(IBDR) | IBONDS DEC2026 | 46435GAA0 | $7.1M | $292,524 | 2.8% |
| Ishares Gold TR(IAU) | ISHARES NEW | 464285204 | $6.9M | 94,168 | 2.7% |
| Vanguard World FD(VHT) | HEALTH CAR ETF | 92204A504 | $5.9M | 22,887 | 2.3% |
| Vanguard World FD(VDC) | CONSUM STP ETF | 92204A207 | $5.8M | 26,923 | 2.2% |
| Vanguard Star FDS(VXUS) | VG TL INTL STK F | 921909768 | $5.6M | 76,007 | 2.2% |
| Schwab Strategic TR(SCHG) | US LCAP GR ETF | 808524300 | $5.6M | 174,258 | 2.2% |
| Ishares TR(SHYG) | 0-5YR HI YL CP | 46434V407 | $5.0M | 115,786 | 1.9% |
| Schwab Strategic TR(SCHM) | US MID-CAP ETF | 808524508 | $5.0M | 169,060 | 1.9% |
| Spdr S&P 500 ETF TR(SPY) | TR UNIT | 78462F103 | $4.8M | 7,203 | 1.9% |
| Ishares TR(IBDS) | IBONDS 27 ETF | 46435UAA9 | $4.7M | $194,240 | 1.8% |
| Schwab Strategic TR(SCHI) | 5 10YR CORP BD | 808524698 | $4.7M | 204,314 | 1.8% |
| Vanguard Scottsdale FDS(VCSH) | SHRT TRM CORP BD | 92206C409 | $4.4M | 55,411 | 1.7% |
| Vanguard Specialized Funds(VIG) | DIV APP ETF | 921908844 | $4.1M | 19,127 | 1.6% |
| Ishares TR(IJR) | CORE S&P SCP ETF | 464287804 | $3.8M | 31,598 | 1.5% |
| Vanguard Index FDS(VTI) | TOTAL STK MKT | 922908769 | $3.7M | 11,195 | 1.4% |
| Vanguard World FD(VCR) | CONSUM DIS ETF | 92204A108 | $3.4M | 8,662 | 1.3% |
| Ishares TR(STIP) | 0-5 YR TIPS ETF | 46429B747 | $3.4M | 32,690 | 1.3% |
| Vaneck ETF Trust(FLTR) | IG FLOATING RATE | 92189F486 | $3.0M | 117,366 | 1.2% |
| Schwab Strategic TR(SCHD) | US DIVIDEND EQ | 808524797 | $3.0M | 109,574 | 1.2% |
| Invesco QQQ TR(QQQ) | UNIT SER 1 | 46090E103 | $2.8M | 4,675 | 1.1% |
| Ishares TR(IHI) | U.S. MED DVC ETF | 464288810 | $2.7M | 45,203 | 1.1% |
| Vanguard World FD(VPU) | UTILITIES ETF | 92204A876 | $2.6M | 13,835 | 1.0% |
| Schwab Strategic TR(SCHH) | US REIT ETF | 808524847 | $2.3M | 106,526 | 0.9% |
| Fidelity Covington Trust(FQAL) | QLTY FCTOR ETF | 316092790 | $2.2M | 29,797 | 0.9% |
| Vanguard World FD(VIS) | INDUSTRIAL ETF | 92204A603 | $2.2M | 7,361 | 0.8% |
| Ishares TR(IBDT) | IBDS DEC28 ETF | 46435U515 | $2.0M | 77,998 | 0.8% |
| Vanguard Index FDS(VUG) | GROWTH ETF | 922908736 | $1.7M | 3,619 | 0.7% |
| Select Sector Spdr TR(XLK) | TECHNOLOGY | 81369Y803 | $1.7M | 6,131 | 0.7% |
| Ishares TR(HDV) | CORE HIGH DV ETF | 46429B663 | $1.7M | 13,939 | 0.7% |
| Select Sector Spdr TR(XLY) | SBI CONS DISCR | 81369Y407 | $1.6M | 6,646 | 0.6% |
| Ishares TR(IJH) | CORE S&P MCP ETF | 464287507 | $1.6M | 24,285 | 0.6% |
| Vanguard Index FDS(VB) | SMALL CP ETF | 922908751 | $1.5M | 5,967 | 0.6% |
| Ishares TR(TIP) | TIPS BD ETF | 464287176 | $1.5M | 13,385 | 0.6% |
| Schwab Strategic TR(SCHE) | EMRG MKTEQ ETF | 808524706 | $1.3M | 39,693 | 0.5% |
| Invesco Exchange Traded FD T(RSP) | S&P500 EQL WGT | 46137V357 | $1.3M | 6,865 | 0.5% |
| Vanguard Intl Equity Index F(VWO) | FTSE EMR MKT ETF | 922042858 | $1.2M | 22,400 | 0.5% |
| Apple Inc(AAPL) | COM | 037833100 | $1.2M | 4,704 | 0.5% |
| Schwab Strategic TR(SCHF) | INTL EQTY ETF | 808524805 | $1.2M | 49,804 | 0.4% |
| Vanguard Index FDS(VNQ) | REAL ESTATE ETF | 922908553 | $1.2M | 12,586 | 0.4% |
| Ishares TR(IVV) | CORE S&P500 ETF | 464287200 | $1.1M | 1,630 | 0.4% |
| Select Sector Spdr TR(XLI) | INDL | 81369Y704 | $1.1M | 7,009 | 0.4% |
| Ishares TR(IBDU) | IBONDS DEC 29 | 46436E205 | $1.1M | 44,893 | 0.4% |