Q4 2025 Holdings
Filed 2026-02-02 | 497 holdings | $276.4M | 13F-HR | View on SEC ↗ · Holdings Table ↗
Sign in to see sub-manager breakdown
| Issuer | Class | CUSIP | Value ↓ | Shares | % Portfolio |
|---|---|---|---|---|---|
| Vanguard Index FDS(VTI) | TOTAL STK MKT | 922908769 | $40.4M | 120,412 | 14.6% |
| Schwab Strategic TR(SCHB) | US BRD MKT ETF | 808524102 | $22.9M | 872,018 | 8.3% |
| Vanguard Star FDS(VXUS) | VG TL INTL STK F | 921909768 | $17.8M | 235,490 | 6.4% |
| Microsoft Corp(MSFT) | COM | 594918104 | $12.2M | 25,270 | 4.4% |
| Vanguard Charlotte FDS(BNDX) | TOTAL INT BD ETF | 92203J407 | $11.5M | 238,694 | 4.2% |
| Vanguard BD Index FDS(BND) | TOTAL BND MRKT | 921937835 | $11.3M | 152,456 | 4.1% |
| Spdr Series Trust(SPTM) | STATE STREET SPD | 78464A805 | $7.5M | 91,019 | 2.7% |
| Vanguard Intl Equity Index F(VEU) | ALLWRLD EX US | 922042775 | $6.9M | 93,522 | 2.5% |
| Vanguard Malvern FDS(VCRB) | CORE BD ETF | 922020748 | $6.6M | 84,304 | 2.4% |
| Vanguard Intl Equity Index F(VT) | TT WRLD ST ETF | 922042742 | $6.0M | 42,710 | 2.2% |
| Spdr S&P 500 ETF TR(SPY) | TR UNIT | 78462F103 | $5.9M | 8,624 | 2.1% |
| Vanguard Intl Equity Index F(VWO) | FTSE EMR MKT ETF | 922042858 | $5.7M | 105,362 | 2.0% |
| Vanguard Whitehall FDS(VYM) | HIGH DIV YLD | 921946406 | $5.7M | 39,439 | 2.0% |
| Vanguard Specialized Funds(VIG) | DIV APP ETF | 921908844 | $5.3M | 24,166 | 1.9% |
| Schwab Strategic TR(SCHF) | INTL EQTY ETF | 808524805 | $5.2M | 216,224 | 1.9% |
| Schwab Strategic TR(SCCR) | CORE BOND ETF | 808524599 | $5.2M | 199,686 | 1.9% |
| Vanguard World FD(MGK) | MEGA GRWTH IND | 921910816 | $5.1M | 12,236 | 1.8% |
| Amazon COM Inc(AMZN) | COM | 023135106 | $4.9M | 21,233 | 1.8% |
| Ishares TR(IAGG) | CORE INTL AGGR | 46435G672 | $4.5M | 90,181 | 1.6% |
| Vanguard World FD(MGV) | MEGA CAP VAL ETF | 921910840 | $4.4M | 31,022 | 1.6% |
| Schwab Strategic TR(SCHD) | US DIVIDEND EQ | 808524797 | $4.0M | 146,518 | 1.5% |
| Vanguard Scottsdale FDS(VGSH) | SHORT TERM TREAS | 92206C102 | $3.9M | 66,710 | 1.4% |
| Schwab Strategic TR(SCHZ) | US AGGREGATE B | 808524839 | $3.4M | 146,227 | 1.2% |
| Vanguard Whitehall FDS(VYMI) | INTL HIGH ETF | 921946794 | $3.2M | 35,513 | 1.2% |
| Schwab Strategic TR(SCHO) | SHT TM US TRES | 808524862 | $2.9M | 117,671 | 1.0% |
| Spdr Index SHS FDS(SPDW) | PORTFOLIO DEVLPD | 78463X889 | $2.7M | 59,773 | 1.0% |
| Schwab Strategic TR(SCHE) | EMRG MKTEQ ETF | 808524706 | $2.3M | 71,528 | 0.8% |
| Spdr Index SHS FDS(GII) | S&P GBLINF ETF | 78463X855 | $2.1M | 30,715 | 0.8% |
| Vanguard Whitehall FDS(VWOB) | EM MK GOV BD ETF | 921946885 | $2.0M | 29,860 | 0.7% |
| Schwab Strategic TR(SCHP) | US TIPS ETF | 808524870 | $1.9M | 72,615 | 0.7% |
| Vanguard Index FDS(VNQ) | REAL ESTATE ETF | 922908553 | $1.8M | 20,403 | 0.7% |
| Schwab Strategic TR(SCMB) | MUN BD ETF | 808524649 | $1.8M | 68,100 | 0.6% |
| Spdr Series Trust(SPAB) | STATE STREET SPD | 78464A649 | $1.7M | 66,260 | 0.6% |
| J P Morgan Exchange Traded F(BBEU) | BETABUILDERS EUR | 46641Q191 | $1.6M | 22,022 | 0.6% |
| Vanguard Index FDS(VUG) | GROWTH ETF | 922908736 | $1.6M | 3,284 | 0.6% |
| Ishares Inc(EUHY) | EURO HIGH YIELD | 464286210 | $1.6M | 29,657 | 0.6% |
| Vanguard Intl Equity Index F(VGK) | FTSE EUROPE ETF | 922042874 | $1.5M | 18,357 | 0.6% |
| Schwab Strategic TR(SCHX) | US LRG CAP ETF | 808524201 | $1.5M | 55,893 | 0.5% |
| Vanguard World FD(MGC) | MEGA CAP INDEX | 921910873 | $1.5M | 5,810 | 0.5% |
| Vanguard Malvern FDS(VTIP) | STRM INFPROIDX | 922020805 | $1.5M | 29,326 | 0.5% |
| Vanguard Whitehall FDS(VIGI) | INTL DVD ETF | 921946810 | $1.4M | 14,788 | 0.5% |
| Alphabet Inc(GOOGL) | CAP STK CL A | 02079K305 | $1.3M | 4,202 | 0.5% |
| Schwab Strategic TR(SCHH) | US REIT ETF | 808524847 | $1.3M | 59,936 | 0.5% |
| Vanguard Tax-Managed FDS(VEA) | VAN FTSE DEV MKT | 921943858 | $1.2M | 19,746 | 0.4% |
| Ishares TR(STIP) | 0-5 YR TIPS ETF | 46429B747 | $1.2M | 12,003 | 0.4% |
| Vanguard Scottsdale FDS(VGIT) | INTER TERM TREAS | 92206C706 | $1.2M | 20,334 | 0.4% |
| Spdr Gold TR(GLD) | GOLD SHS | 78463V107 | $1.2M | 3,031 | 0.4% |
| Vanguard Index FDS(VTV) | VALUE ETF | 922908744 | $1.1M | 6,013 | 0.4% |
| Vanguard Intl Equity Index F(VNQI) | GLB EX US ETF | 922042676 | $1.1M | 24,928 | 0.4% |
| Vanguard MUN BD FDS(VTEB) | TAX EXEMPT BD | 922907746 | $1.1M | 22,684 | 0.4% |